Best Credit Cards in Singapore

Compare the best credit cards in Singapore, If you’re looking for cashback, rebate or rewards credit cards, we have the best cards compared. With all Singapore credit cars listed you can search, HSBC, OCBC, DBS, UOB, American Express, Standard Chartered and many more credit card providers here at EnjoyCompare.

Which credit card will you compare?

Standard Chartered Unlimited Cashback Credit Card Standard Chartered

  • Rewards

    1.5% unlimited cashback
  • Annual Fee

    $192.60
  • Fee Waiver

    Yes
  • Rating

    4
Standard Chartered Unlimited Cashback Card
  • 1.5% cashback on all spend with no cashback cap and no minimum spend
  • Enjoy 20% cashback on Uber fares globally up to $50 each month with min. $600 monthly spend
  • Annual Fee is waived for the first 2 years
  • Doubles up as an EZ-Link card

Apply today and receive up to $138 cashback – Read More

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HSBC Advance Credit Card HSBC

  • Rewards

    Up to 3.5% Cash Back
  • Annual Fee

    S$0
  • Fee Waiver

    Yes
  • Rating

    4
HSBC Advance Credit Card
  • No minimum spend required
  • Enjoy up to 2.5% Cash Back on all purchases
  • Additional 1% Cash Back for HSBC Advance banking customers
  • 1 year annual fee waiver (Perpetually waived for HSBC Advance banking customers)
  • Enjoy flexible monthly payment and no processing fee with HSBC’s Card Balance Conversion Plan

Receive an American Tourister 70cm luggage or up to S$120 cash back when you apply today – Read More

HSBC Visa Platinum Credit Card HSBC

  • Rewards

    Free American Tourister Luggage
  • Annual Fee

    S$180
  • Fee Waiver

    Yes
  • Rating

    4-5
HSBC VISA Platinum Card
  • Up to 2% cash rebates on dining
  • Up to 5% cash rebates on grocery purchases
  • 5% cash rebate on recurring Mobile, Cable TV, Internet Bill Payment
  • Up to 16% cash rebates at Caltex and Shell stations with minimum $800 spend per month

Receive an American Tourister 70cm luggage or up to S$120 cash back when you apply today – Read More

HSBC Card Promotion

Citi Cash Back Card Citibank

  • Rewards

    Petrol savings of up to 20.88% at Esso & Shell
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
Citi Cashback VISA Credit Card
  • Petrol Savings of up to 20.88% at Esso & Shell, with 8% cash back at other petrol stations
  • Groceries: 8% cash back at supermarkets worldwide. Honestbee and RedMart delivery included
  • Dining: 8% cash back at restaurants, cafes, bars worldwide. Foodpanda delivery counts too.
  • Grab rides: 8% cash back on Grab rides
  • All Other Retail Spend: 0.25% cash back, no cap

Apply now to get S$120 cash back and enjoy 20% cash back on all UberEATS orders – Read More

Citibank 8% Cashback Promotion

American Express KrisFlyer Credit Card American Express

  • Rewards

    Earn up to 15,000 KrisFlyer miles
  • Annual Fee

    S$176.55
  • Fee Waiver

    Yes
  • Rating

    4
American Express Krisflyer Credit Card
  • Receive 1,500 KrisFlyer miles for each approved supplementary card
  • Purchase MyVoyageGuard Travel Insurance at an introductory offer of $188
  • Receive 7,500 additional KrisFlyer miles with $2,500 spend in first 3 months
  • Welcome bonus – Receive 10,000 KrisFlyer miles the first time you charge your card
  • First Year Fee Waiver and hassle-free conversion of all KrisFlyer miles conveniently credited directly into your KrisFlyer account

Win a pair of Business Class tickets to 12 exciting destinations over 12 months with American Express and Singapore Airlines – Read More

American Express Platinum Credit Card American Express

  • Rewards

    A life as rewarding as it is vibrant
  • Annual Fee

    S$321
  • Fee Waiver

    No
  • Rating

    4-5
American Express Platinum Card
  • Love Dining @ Restaurants – Enjoy up to 50% savings at a wide selection of restaurants in Singapore
  • Love Dining @ Hotels – Savings of up to 50% on dining at some of Singapore’s best hotels
  • Enjoy complimentary golfing privileges to over 40 clubs in Singapore, Malaysia, Indonesia and Thailand
  • With points that do not expire, you can redeem them straight away or save them up for future use.

Apply today and receive a B&O Play H5 + Samsonite Sigma 76cm Luggage + 2D1N Stay at the Dorsett Singapore (Minimum spend of $5,000 in first 6 months)- Read More

Citi Rewards Credit Card Citibank

  • Rewards

    Earn 10X Reward points
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
Citibank Rewards Credit Card
  • Enjoy 10X Rewards when you purchase shoes, bags and clothes at online or retail stores, or department stores, locally and overseas
  • Redeem your hard earned Citi Dollars from over 250 merchants and pamper yourself from an extensive range of dining, entertainment and lifestyle options!
  • Enjoy the latest fashion and trends with a range of welcome vouchers from your favourite brands, including Zalora and Reebonz
  • Complimentary travel insurance when you charge your entire airfare to your credit card

Apply now and get S$120 cash back as you spend. Enjoy more shopping privileges with Citi Rewards Card – Read More

Citibank SMRT Credit Card Citibank

  • Rewards

    The best card for your everyday need
  • Annual Fee

    S$160.50
  • Fee Waiver

    Yes
  • Rating

    3-5
Citibank SMRT Credit Card
  • 5% savings on groceries
  • 5% savings on fast food, movies and coffee
  • 3% savings on online shopping
  • Redeem your SMRT$ for vouchers at establishments such as Giant, Popular and Shaw Theatres!

Citibank SMRT credit card offers convenient EZ-Reload facility to enjoy Auto Top-up when your EZ-Link value is insufficient – Read More

HSBC Revolution Credit Card HSBC

  • Rewards

    Free American Tourister Luggage
  • Annual Fee

    S$150
  • Fee Waiver

    Yes
  • Rating

    4
HSBC Revolution VISA Card
  • 5X Rewards points for Online, Dining and Entertainment spend
  • 1X Rewards points with every $1 charged on all other spend
  • Enjoy exclusive promotions with Agoda, Zalora and Golden Village
  • First 2 years fee waiver

Receive an American Tourister 70cm luggage or up to S$120 cash back when you apply today – Read More

HSBC Card Promotion

American Express True Cashback Card American Express

  • Rewards

    3% Cashback for the first 6 months
  • Annual Fee

    S$171.20
  • Fee Waiver

    Yes
  • Rating

    4-5
American Express True Card
  • Fee waived for the first year
  • 1.5% Cashback on all purchases through out the year
  • Exclusive dining privileges all around the world, all year round with American Express Selects
  • Win a pair of Business Class tickets to 12 exciting destinations over 12 months with American Express and Singapore Airlines.
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Apply now and enjoy 3% Cashback for the first 6 months, up to S$5,000 spend – Read More

UOB One Card UOB

  • Rewards

    Up to 5% cash rebate on all spend
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
UOB One Card
  • Up to 5% cash rebate on all spend. Valid til 31 Oct 2017
  • Additional 10% rebate on mobile payments. Valid til 31 Oct 2017
  • Up to 20.8% petrol savings at Shell and 24% petrol savings at SPC
  • Additional 10% SMART$ Rebates at over 400 participating merchant outlets

Apply online and get up to S$120 worth of cash credit – Read More

American Express KrisFlyer Ascend Card American Express

  • Rewards

    Bonus of 10,000 KrisFlyer miles
  • Annual Fee

    S$337.05
  • Fee Waiver

    No
  • Rating

    4-5
American Express Ascend Card
  • Earn 2 KrisFlyer mile for every S$1.20 spent
  • Accelerated upgrade to KrisFlyer Elite Gold membership tier
  • Start your trip in style with 4 Complimentary airport Lounge Accesses
  • Purchase MyVoyageGuard Travel Insurance at an introductory offer of $188
  • Receive a bonus of 10,000 KrisFlyer miles the very first time you charge to your Card
  • Win a pair of Business Class tickets to 12 exciting destinations over 12 months with American Express and Singapore Airlines
  • Receive 15,000 KrisFlyer miles on your first S$6,000 spend and a Samsonite Sigma 76cm Expandable Spinner on your next S$4,000 spend in the first 3 months upon Card approval.

Enjoy a complimentary night each year at one of over 90 participating Millennium Hotels and Resorts properties worldwide – Read more

Citi PremierMiles Visa Card Citibank

  • Rewards

    Earn Miles Faster
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
Citi PremierMiles Credit Card
  • Earn up to 10 Citi Miles per S$1 spend on online travel bookings
  • Earn up to 2 Citi Miles per S$1 spend on overseas transactions
  • Pay directly with miles for flights, hotels and more
  • Earn Citi Miles that never expire!

Welcome offer – New members can earn up to 42,000 Citi Miles when you spend on your Citi PremierMiles Visa Card (Terms and Conditions apply) – Read More

UOB PRVI Miles Card UOB

  • Rewards

    Up to 20,00 welcome miles
  • Annual Fee

    S$256.80
  • Fee Waiver

    Yes
  • Rating

    4
UOB PRVI Credit Cards
  • Highest local and overseas earn rate all year round with no minimum spend and no cap on miles earned
  • Earn 1.4 miles for every S$1 spent locally
  • Earn 2.4 miles for every S$1 spent overseas
  • Earn 6 miles for every S$1 spent on major airlines and hotels booked through Expedia, Agoda and UOB Travel.
  • Complimentary personal accident and travel inconvenience insurance coverage of up to S$1,000,000
  • Choice to redeem from over 40 airlines, cash or travel packages
  • Exclusively for PRVI Miles American Express Card, enjoy bonus 20,000 loyalty miles with minimum spend of S$50,000 per membership year and up to 8 complimentary one-way Changi airport transfer

Get up to 12,000 welcome miles* when you sign up today and spend S$4,000 within 60 days from your card opened date Read More

UOB Lady’s Card UOB

  • Rewards

    Men Don't Get It!
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
UOB Lady's Credit Card
  • 5X UNI$ on your shopping and taxi rides
  • UOB Lady’s LuxePay Plan: 6 or 12-month instalment payment plan with no interest or processing fees
  • Complimentary weekend parking at 313@somerset, Forum the Shopping Mall, Paragon and Scotts Square
  • Complimentary e-commerce protection for your online purchases up to USD200
  • Up to 10% SMART$ rebate at over 400 participating merchant outlets

Get up to S$100 cash credit & S$30 of transport fares when you apply online for UOB Lady’s Card – Read More

Standard Chartered Visa Infinite Credit Card Standard Chartered

  • Rewards

    Receive 35,000 miles
  • Annual Fee

    S$588.50
  • Fee Waiver

    No
  • Rating

    4
Standard Chartered VISA Infinite Credit Card
  • Earn up to 3 miles for every S$1 spent
  • Enjoy up to six annual complimentary visits to over 850 airport lounges worldwide
  • Enjoy exclusive Resort & Hotel Privileges with the Visa Luxury Collection
  • Enjoy complimentary green fees all year round at Sentosa Golf Club
  • Complimentary travel insurance coverage of up to S$1,000,000 when the full travel fare is charged to your card before you go abroad

Choose between 35,000 miles or 15,000 miles and a 28” Samsonite Lite-Shock Spinner (worth $950) when you apply today – Read More

American Express® CapitaCard American Express

  • Rewards

    Earn 3x STAR$®
  • Annual Fee

    $171.20
  • Fee Waiver

    Yes
  • Rating

    3-5
American Express CapitaCard Credit Card
  • Earn 5 STAR$® for every S$1 spent on eligible purchases
  • Earn 6X STAR$® when you spend in CapitaLand Malls
  • Enjoy Complimentary & Privileged Parking
  • Fee waived for the first year

Apply Now and get up to S$60 Capita Voucher with minimum S$888 spend in the first 6 months – Read More

HSBC Visa Infinite Credit Card HSBC

  • Rewards

    Exclusive Travel Benefits
  • Annual Fee

    S$650
  • Fee Waiver

    No
  • Rating

    4
HSBC Infinite VISA Credit Card
  • Earn miles faster with up to 2.25 AirMiles for every S$1 spent
  • Complimentary worldwide travel insurance up to US$2 million
  • Complimentary limousine transfer & expedited immigration clearance 
  • Complimentary green fees all year round at Serapong course at Sentosa Golf Club
  • Enjoy unlimited access to over 700 VIP airport lounges worldwide with Priority Pass™ Membership for cardholder and supplementary cardholder(s)

Apply today and receive a welcome gift of 35,000 air miles redeemable at over 30 airlines – Read more

Standard Chartered SingPost Spree Credit Card Standard Chartered

  • Rewards

    Up To 3% cashback
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
Standard Chartered Spree Card
  • Enjoy up to S$60 cashback monthly, with no minimum spend
  • 3% cashback on online transactions in foreign currency and vPost transactions
  • 2% cashback on all other online spends in local currency, including contactless and mobile payments.
  • 1% cashback on all eligible retail purchases
  • Enjoy an Online Price Guarantee which refunds you 50% of the price difference if you find a lower price of the same item within 30 days

Apply for the Standard Chartered SingPost Spree Card and receive up to S$138 cashback  – Read More

Standard Chartered Unlimited Cashback Credit Card Standard Chartered

  • Rewards

    1.5% unlimited cashback
  • Annual Fee

    $192.60
  • Fee Waiver

    Yes
  • Rating

    4
Standard Chartered Unlimited Cashback Card
  • 1.5% cashback on all spend with no cashback cap and no minimum spend
  • Enjoy 20% cashback on Uber fares globally up to $50 each month with min. $600 monthly spend
  • Annual Fee is waived for the first 2 years
  • Doubles up as an EZ-Link card

Apply today and receive up to $138 cashback – Read More

Maybank Family & Friends Card Maybank

  • Rewards

    8% Cash Rebate
  • Annual Fee

    s$80
  • Fee Waiver

    Yes
  • Rating

    4
Maybank Family and Friend Credit Card
  • Enjoy 8% cash rebates on groceries, transport and selected retail merchants in Singapore and Malaysia
  • Unlimited 0.3% cash rebates on all other purchases
  • Enjoy 3X interest on your child’s savings with Maybank Family Plus when you spend on your Maybank Family & Friends Card.

Receive Universal Studios Singapore® tickets and Adventure Cove Waterpark™ tickets worth S$304 with Maybank Credit Cards and CreditAble – Read more

Standard Chartered Platinum Visa/Mastercard Card Standard Chartered

  • Rewards

    360° Rewards programme
  • Annual Fee

    S$180
  • Fee Waiver

    Yes
  • Rating

    3-5
Standard Chartered Singapore Platinum Credit Card
  • Enjoy 20% cashback on Uber fares in Singapore and overseas, up to $50 each month
  • Every $1 charged to your Credit Card will earn you 1 Rewards point
  • Amazing dining, shopping and travel privileges with The Good Life™
  • Enjoy golf privileges and access to 24-hour Platinum concierge service
  • Receive additional $30 cashback on your first eligible Apple Pay, Samsung Pay or Android Pay transaction

Apply for a Platinum Visa/Mastercard® Credit Card and receive up to $138 cashback – Read More

Maybank Horizon Visa Signature Card Maybank

  • Rewards

    Earn 3.2 air miles (8X TREATS Points)
  • Annual Fee

    S$180
  • Fee Waiver

    Yes
  • Rating

    4
Maybank Horizon Card
  • Winner of ‘Best Air Miles Card’ in Her World Nuyou Credit Card Awards 2017
  • Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
  • Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions
  • Complimentary access to selected VIP airport lounges

Receive Universal Studios Singapore® tickets and Adventure Cove Waterpark™ tickets worth S$304 with Maybank Credit Cards and CreditAble –  Read more

UOB Delight Card UOB

  • Rewards

    Up to 8% rebate on Groceries
  • Annual Fee

    S$85.60
  • Fee Waiver

    Yes
  • Rating

    3-5
UOB Delight Credit Card
  • Enjoy up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian.
  • 10% off over 4,000 house brands at Cold Storage, Giant and Guardian.
  • Enjoy up to 3% rebate on contactless transactions and recurring bills.
  • Free home delivery at Giant IMM, Parkway, Tampines, VivoCity with S$150 min. spend in a single receipt.
  • Get 0.3% rebate on all other transactions with no minimum spend required.

Enjoy exclusive privileges at Cold Storage, Market Place, Jasons, Giant and Guardian and get up to S$80 cash credit when you apply for UOB Delight Card – Read More

UOB YOLO Credit Card UOB

  • Rewards

    EAT. DRINK. PLAY. REPEAT.
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
UOB YOLO Card
  • Up to 16% rebate on Dining & Entertainment (local & overseas) on weekends
  • Up to 3% rebate on weekday Dining & Entertainment Online Fashion & Travel
  • Free Grab rides every weekend
  • Up to 10% SMART$ rebate at over 400 participating merchants
  • Up to 3.33% p.a. deposit interest rate on UOB One Account and kickstart your investment journey with the Young Professionals Solution
  • Up to 13% off at Expedia, Agoda and more, Free Travel Insurance Coverage (Up to S$500,000)

Get up to S$140 cash credit when you apply online for UOB YOLO – Read More

Maybank World Mastercard Maybank

  • Rewards

    Delsey Belfort 76cm Trolley Case
  • Annual Fee

    S$240
  • Fee Waiver

    Yes
  • Rating

    4-5
Maybank World Credit Card
  • Winner of ‘Best Golf Card’ in Her World Nuyou Credit Card Awards 2017 in 3 consecutive years
  • Enjoy complimentary green fees at 79 world-class fairways across 15 countries
  • Enjoy exclusive 4Play 3Pay Package and return-ferry rebatepromotions at The Els Club Malaysia
  • 10X TREATS Points (or 4 air miles) with every dollar spent at preferred dining, retail and all petrol stations islandwide
  • Exclusive 19.1% savings on petrol & Complimentary VIP access to the private terminal JetQuay in Singapore

Receive a complimentary Delsey Belfort 76cm 4-Wheel Trolley Case upon charging S$400 to your new card within the first month approval – Read More

Maybank Platinum Visa Credit Card Maybank

  • Rewards

    Up to 3.33% cash rebates on local spend
  • Annual Fee

    S$80
  • Fee Waiver

    Yes
  • Rating

    3
Maybank Platinum Credit Card
  • Up to 3.33% cash rebates on local purchases
  • 0.3% cash rebates on overseas purchases
  • S$3 off movie tickets at Shaw Theatres exclusive to the first 600 redemptions per month

Receive Universal Studios Singapore® tickets and Adventure Cove Waterpark™ tickets worth S$304 with Maybank Credit Cards and CreditAble – Read More

Maybank Manchester United Platinum Visa Card Maybank

  • Rewards

    limited edition shoebag
  • Annual Fee

    S$60
  • Fee Waiver

    Yes
  • Rating

    3-5
Maybank Manchester United Platinum Visa Card
  • Enjoy terrific discounts on purchases of Manchester United Kits & Merchandise at Manchester United online and retail stores.
  • Earn extra TREATS Points when Manchester United wins a Premier League match
  • Sign up for a Manchester United Credit Card and receive a limited edition shoebag.

Receive Universal Studios Singapore® tickets and Adventure Cove Waterpark™ tickets worth S$304 with Maybank Credit Cards and CreditAble – Read More

DBS Live Fresh Credit Card DBS

  • Rewards

    5% Cashback
  • Annual Fee

    S$128.40
  • Fee Waiver

    Yes
  • Rating

    3
DBS Fresh Card
  • Enjoy 5% Cashback on all Online Purchases and Visa payWave purchases
  • 3x DBS points on Travel, Online and Contactless spend
  • 3% Rebates on Travel spends in excess of S$500 with selected partners
  • Apply now and you won’t have to pay fees for 2 whole years!
  • Earn 1 DBS point for every S$5 you spend

Get 5% Cashback on all Online Purchases and Visa payWave purchases – Read More

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