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The Australia and New Zealand Bank (ANZ) has expanded its suite of retail products in recent years and has developed some interesting credit cards for the consumer base here in Singapore. Let us take a look at three of its top three credit cards that could potentially interest you.
ANZ’s newly launched (March 2015) Optimum World MasterCard aims to encourage customers to maximise their card rebates by allowing them to choose the 5% rebate on the category they want. The four main categories are: Dining & Leisure, Travel, Shopping, Groceries
The key highlight of the card is in its flexibility to allow users to choose the category in which they can enjoy the 5% rebates. Reviewers of the card like this feature, especially for those who remember leaving their cards at home because they never really patronise the partner outlets of their card-issuing banks. You can easily choose the category you want before the start of each quarter to maximise your cash rebate earnings.
With no minimum spend needed to qualify for any rebates, card holders will not need to stress about minimum spending as you can easily accumulate these purchases within the category every quarter. The only thing you need to remember is that you will need to choose the rebates category every quarter on the 25th day of March, June, September and December. If you forget to submit on time or do not make any requests for a preferred category, you will only earn 1% rebate for that quarter.
The Switch Platinum card is marketed as a no-fuss credit card that comes with no annual fees. Key feautres of the card include a lower interest rate of 1.83% per month compared to most other cards in the market, great fuel savings of up to 18.17% at Caltex and 6X Reward points earning for lifestyle essentials.
Other than being a low-fuss card, there are some unique features associated with the Switch Platinum card as well. For instance, you are eligible to earn rewards points when you pay your income tax with the card! You earn 1 reward point for every $5 in tax payment, and the reward points earned allow you to pamper yourself with a wide range of travel, shopping and dining delights. Rewards for paying your income tax, that’s a rare one we’ve heard of!
Other additional features include a complimentary MoneyLine account for flexible credit needs, access to Flexiloan which is a credit card term loan which offers interest rates as low as 0.48 percent per month and balance transfer for 6 months at 0% per annum. If you are looking for a fuss-free card that rewards while you spend, this is it!
So many air miles card, so little time! With so many credit cards in the market claiming to give you the best air miles earning, how do you choose? The ANZ Travel Visa Card is easily one of the best choices, simply because they make earning air miles so easy! A quick glance at its key benefits include:
With earn rate of 1.4 air miles with every $1 spent locally, the ANZ Travel Visa gives you a higher earn rate compared to the average frequent flyer cards which reward you an average of 1.2 miles per $1. If you fly often to Australia and New Zealand, the card also gives you extra perks. You get to earn double the air miles per dollar spent on your holiday when you make direct flight bookings with Qantas as well as for your retail spend in Australia and New Zealand.
If you are a frequent traveller who is not looking to accumulate miles only but looking for other travel-related perks as well, this card gives you access to over a hundred of VIP airport lounges globally to ensure you have a great transit and enjoy some peace and quiet amidst the hustle and bustle of in-between air travels. What’s more, you are also entitled to a free limousine ride to Singapore’s Changi airport to start off your travel journey. Apply online now to receive 2,000 bonus miles, and balance transfer at 0% p.a. for 6 months with 1% processing fee.
Looking for another credit card? Then compare all credit cards in Singapore with EnjoyCompare, from rewards, cashback and much more!
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