Citibank Personal Loan

Citibank Personal Loan Citibank

  • Headline Rate

    Welcome offer 4.55% p.a.
  • Benefits & Privileges

    No processing fees
  • Loan Period

    1 - 5 years
  • Rating

Citibank Logo
  • $1,000 minimum loan amount
  • No service fee
  • Flexible instalment payments up to 60 months
  • Enjoy up to 4.55% p.a. interest rate (EIR 8.50% p.a)

Citibank Personal Loan

Personal Loan Review


Personal Loans Review  

Citibank has a Welcome offer of 4.55% p.a. interest rate (EIR 8.50% p.a.) on instalment loan with Citibank Ready Credit for 36 months tenure. This is one of the lowest offers on the market. If you were planning to buy a car, renovate or just consolidating your debts, this is a great offer. Terms & Conditions apply.

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Lender Details

Citibank Singapore Ltd is a wholly-owned subsidiary of Citigroup, one of the world’s largest financial services organisations. By combining local expertise with the strength of Citibank’s worldwide consumer banking network, they offer some of the world’s leading range of financial services including deposit accounts, foreign currency deposits and investments as well as credit cards, mortgages, insurance and charge cards.

Detailed Description

Eligibility & Documents Required:

  • Age: 21 years old and above
  • For Singaporeans and PRs, minimum annual income of S$30,000
  • For foreigners, minimum annual income of S$42,000

Salaried employee:

A copy of your NRIC/passport, latest original computerised payslip or Tax Notice of Assessment or last 12 months’ CPF statement.


A copy of your NRIC/passport, last 2 years’ Income Tax Notice of Assessment and last 3 months’ bank statements.


  • Latest Income Tax Notice of Assessment and latest original computerised payslip
  • Latest original computerised payslip