Apply today and A world of infinite value awaits
CIMB Visa Infinite Card
- 1% cash rebate on all purchases in Singapore
- 2%* cash rebate on overseas and travel related spend
- Complimentary Priority Pass Membership
- Willow Stream Spa complimentary club access
Reserved for the select few, this inner circle will enjoy a world of rewards
Rewards
A world of infinite value awaits
A world of infinite value awaits
Annual Fee
S$0
S$0
Fee Waiver
N/A
N/A
Credit Card Review
CIMB Visa Infinite Card
Think you need to pay through your nose for a credit card that provides the finer perks in life? That’s why you have not heard of CIMB’s Visa Infinite card yet. The card targeting the afflluent comes free for life, and provides some of the most luxurious privileges you can only imagine.
Key benefits at a glance:
- 1% cash rebate on all purchases in Singapore
- *2% cash rebate on overseas and travel related spend* Eligible with a minimum account spend of S$2,000 posted in a statement month.
- Complimentary club access to one of the most luxurious spa in town – The Willow Stream Spa at The Fairmont Singapore.
- Complimentary parking at the Singapore Marriott Tang Plaza Hotel.
- CIMB Bank Regional Smart Rewards
- CIMB Credit Cards Personal Concierge
- Priority Pass Membership with access to over 600 airport VIP lounges worldwide.
- Free Travel insurance with a minimum coverage of US$1,000,000
Why we love this card:
Looking at the list of benefits above, do we need to say more? One glance at the benefits and you know the CIMB Visa Infinite card has the affluent in mind. Obviously, if you are going after cash rebates, the 1-2% is probably not the best in the market. But what takes the cake is really the other exclusive perks which sets itself apart from the run-of-the-mill credit cards offered by its competitors.
Complimentary club access – Seriously, just this benefit itself has gotten us sold. Free access to spa? What’s more, remember that you don’t even have card fees to pay for this card. However, this prestige also comes with a minimum income requirement of $120,000 per annum. If you do not make the requirement, you can also opt for a collatoral deposit of $50,000 to enjoy the exclusive privileges of the card.
CIMB Bank Regional Smart Rewards – we love how the privileges of this card is not limited to Singapore only. With the CIMB Visa Infinite card, be prepared to take your luxurious living to other countries in the region. Enjoy discounts at over 1,000 dining, retail and lifestyle outlets in Malaysia, Thailand, Indonesia and Cambodia. Who says prestige should be limited by a physical boundary?
CIMB Credit Cards Personal Concierge – as if all that privileges has not gotten us hooked, CIMB also offers a personal concierge where card-holders are promised to be served round the clock – anytime, anyday. The concierge will tend to your requests for private jet flight arrangements, rental of yachts or limousines and even food recommendations wherever you are.
Huge Discounts on Gourmet Dining – with the card, you get to enjoy generous discounts at gourmet dining outlets such as those at Marriott Tang Plaza Hotel and Fort Canning Hotel.
- 2 Diners – 50% Discount
- 3 Diners – 33% Discount
- 4 Diners – 25% Discount
- 5 to 10 Diners – 20% Discount
Visa Infinite Privileges – being a partner of Visa Infinite, you get to enjoy lots of travel-related benefits, such as free travel accident insurance, airport shopping discounts, 15% off Hotel Club offers and cheaper car rental rates.
Detailed Description
Minimum Payment
Where the outstanding balance is S$50 and less, the Cardmember must make full payment by the payment due date to avoid incurring Late Payment Charge. Where the outstanding balance exceeds S$50, the Cardmember may avoid incurring Late Payment Charge by making Minimum Payment by the payment due date as follows:
- 3% of the outstanding balance or S$50 whichever is higher, plus any outstanding overdue amount from the previous statement
- 3% of the outstanding balance or S$50 whichever is higher, plus the excess over the credit limit and any outstanding overdue amount from the previous statement
Finance Charge for Retail Transactions
Finance Charge: 2% per month (effective interest rate 24% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of posting until receipt of full payment (Minimum charge: S$2.50)
No finance charges will be levied if payment is received in full by the “Payment Due Date”, and there is no balance carried forward from the previous statement.
Cash Advance fee
Fee: 6% of the amount withdrawn (minimum charge of S$15)
Finance Charge: 2% per month (effective interest rate 24% p.a. subject to compounding on the amount withdrawn), chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).
Late Payment Charge
S$50 if (i) full payment of the outstanding balance (where the outstanding balance is S$50 and less) is not received by the payment due date; or (ii) if the Minimum Payment (where the outstanding balance exceeds S$50) specified in the Statement is not received by the payment due date.
Eligibility
Annual Income:
Singaporean and Singapore PR: S$120,000
Applicants who do not meet the minimum income requirement can submit a minimum Fixed Deposit Collateral of S$50,000.
Minimum Age:
- Principal: 21 years old
- a Supplementary: 18 years old
Documents required, non-returnable:
i) A photocopy of NRIC (Both sides) for both Principal and Supplementary card applicants OR a photocopy of valid passport for Supplementary card applicants (Foreigner); and
ii) For salaried employee – Latest computerised payslip OR Latest income tax notice assessment.
iii) For self employed – Last 2 years’ income tax notice of assessment AND Bank statement (For 3 months).
iv) For comissioned or variable income earner – Last 2 years’ income tax notice of assessment OR CPF statement (For past 12 months).
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