UOB One Card – EnjoyCompare

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UOB One Card

Up to 5% cash rebate on all spend.
Up to 20.8% petrol savings at Shell and 24% at SPC.
Up to 10% SMART$ Rebates at over 300 participating merchant outlets.

Apply online and get up to S$200 worth of cash credit.

Rewards
Up to 5% cash rebate on all spend

Annual Fee
S$192.60

Fee Waiver
Yes

Credit Card Review
Detailed Description
Eligibility

Credit Card Review

The UOB One Card in Singapore

The UOB one card is a favourite for most Singaporeans as its offers incredible discounts and cashback rewards across such a wide range of spending categories. With a 5% cash back on all spend this card offers the highest cash rebate in the market for a monthly spend of S$2,000 per month. What’s more, the UOB One Card offers huge fuel savings of up to 20.8% at Shell and 24% at SPC. However the rebate is capped at $1,200 a year or $100 a month, so if you were planning on receiving a 5% discount on all your annual spends then think again.

Best Fuel Savings

UOB brings you one of the best fuel savings offered by any credit card in Singapore, at 98 locations islandwide. Cardholders enjoy up to 20.8% at Shell and 24% at SPC. Plus enjoy an additional 1% SMART$ rebate and get an S$10 Shell fuel voucher* when you pay for parking with UOB One Card (Simply register and make a minimum of 5 transactions on Parking.sg with your UOB One Card).

Free UOB Travel Insurance

The UOB one card, like many cards, offer a basic free travel insurance package to all cardholders if you purchase your flights or travel arrangements with the UOB credit card. Cardholders can enjoy the following.

Public Conveyance Personal Accident coverage of S$500,000
Emergency Medical Assistance, Evacuation & Repatriation coverage of up to S$25,000

*The specific details applicable to this insurance are set out in the Insurance Certificate and Agreement which is the operative document. Terms, conditions and exclusions apply. Please seek advice from a qualified advisor if in doubt.

Detailed Description

Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with minimum of 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with minimum of 5 purchases monthly to earn the quarterly cash rebate of S$300, which works out to be S$1,200 cash rebates a year. Each qualifying quarter consists of 3 consecutive statement periods.

Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme memb

Eligibility

FEES & REQUIREMENTS

Principal card: S$192.60 yearly (First-year card fee waiver)
Supplementary card: 1st card is Free
Subsequent card: S$96.30

Singapore citizen/PR: Min. annual income of S$30,000 OR Fixed Deposit collateral of at least S$10,000
Foreigners: Min. annual income of S$40,000 OR Fixed Deposit collateral of at least S$10,000

One Account Fees:

Fall below fee of S$2/month (below S$500 balance)
S$30 for closing of account within 6 months of opening
S$10 per additional cheque book (50 leaves)

EnjoyCompare is an independent information provider. It is not a bank or financial services provider, and cannot give direct financial advice. The content of the comparison website provided by EnjoyCompare is provided “as is” for general information purposes only. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract. It is up to the user to ensure information is accurate at the point of submitting an application on the suppliers website.