Singapore’s Most Generous Rebate Card


UOB One Card

For credit card users who love cash rebate, the UOB One Card should be very familiar to you. Giving up to 5% cash rebate for all purchases, it is considered the most generous cash rebate card in Singapore. Other than just quarterly cash rebate, customers can also enjoy a huge variety of privileges, such as instant SMART$ rebate when you shop with participating merchants, petrolsavings, 1-for-1 dining privileges as well as higher interest rate on your savings with the UOB One Account.

Key Benefits At A Glance:

  • Up to 5% cash rebate on all spend
  • Up to 3.33% cash rebate for spend below $2,000 per month
  • Up to 3.33% p.a deposit interest rate on UOB One Account
  • Up to 22.9% petrol savings at Caltex and 24% petrol savings at SPC
  • Up to 20% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants

Earn up to 5% Cash Rebate on all Spend

There are three tiers of cash rebate offered for different types of spenders. The criteria for one to be eligible for cash rebate include:

− minimum spend of S$500, S$1,000 or S$2,000 (min. 3 transactions) in each statement period for 3 consecutive months based on your qualifying quarter

For those who fulfil all criteria and spend a minimum of S$500 per month, you will receive S$50 rebate per quarter. Those who spend at least S$1,000 and S$2,000 will get S$100 and S$300 per quarter respectively.

The cash rebate portion works best for cardholders who can meet the minimum spend of S$2,000 every month as they can earn up to S$1,200 a year! It also removes the worry of calculating your rebate according to what you spend on as other cards reward different amount of rebate for different spend categories (e.g. Groceries, Dining) .

UOB One Account

The One Account is a relatively new product, having been introduced just this year by UOB. The account, when used with the UOB One Card, helps the cardholder earn more interest on their savings account, on top of the rebate they are earning with the UOB One Card.

You will need to spend a min of S$500 on your UOB One Card and credit your monthly salary (minimum S$2,000) or perform 3 GIRO transactions per calendar month to qualify for higher interest rate.

UOB One Card
UOB One Card

Up to 20% additional SMART$ rebate

UOB One Cardholders get to enjoy up to 20% instant SMART$rebate with the UOB SMART$ programme at over 900 participating merchants. Every S$1 spend earns you 1 SMART$. This is in addition to the quarterly rebate you earn on the UOB One Card. With over 900 participating merchants, it makes earning SMART$ rebate easy. Overall, we find the UOB One Card a very useful card for customers who love cash rebate.


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