Top 3 Rewards Credit Cards in Singapore

The Singapore credit card market is full of tempting rewards cards that offer a dazzling array of offers and promotions. Most credit card rewards are focused around three main themes of dining, golf and travel privileges, which are the most common hunting grounds. Therefore it’s important to match your needs with reward/promotional offers and ensure that the rewards match your lifestyle!

This month we have highlighted three rewards cards that offer an interesting mix of rewards privileges.

Citibank Platinum Credit Card

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Earn 5x Citi dollars points at every department store, supermarket and hypermarket islandwide and continue to earn 1 Citi Dollar for every S$1 charged to your card for other purchases, allowing you to redeem your rewards instantly with everyday spends across retail, entertainment and travel merchants. The card boasts a long list of Singapore and global merchants, including Calvin Klein, Levis, Nike, Sheng Siong and Courts. However, we would recommend reviewing the list of providers to ensure your natural spending habits include these stores.

In addition the platinum credit card offer 6% rebate at TANGS all year round and complimentary Travel Insurance, when you charge your travel tickets to the Citibank Platinum Card.

HSBC Visa Infinite Credit Card

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The HSBC Visa Infinite credit card provides unlimited access and ‘infinite’ luxury! This credit card has strong travel and lifestyle rewards, including an air mile, earn a rate of 2.5 miles for every S$1 spent. The HSBC Infinite card offers complimentary one-way limousine transfers to the airport, private check-in service at JetQuay terminal and access to over 600 VIP airport lounges globally. Furthermore, the credit card offers expedited immigration clearance in major airports within Asia, ensuring your quick and easy passage through the most crowded airports in Asia.

The credit card goes further to offer travel accident coverage of up to US $2million and emergency travel and medical assistant coverage of up to S$100,000. Furthermore, the credit card currently offers a welcome gift of either 30,000 air miles or a Nikon 1 J1 camera with Nikkor VR 10-30mm lens (RRP S$799).

You will receive S$300 cash rebate for every two successful referrals when you refer your friends and family to sign up to this HSBC credit card.

American Express Platinum Credit Card

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The AMEX platinum credit card offers the widest range of benefits for customers who have wide spending habits. 10x membership rewards points for every purchase at over 600 platinum partner outlets across Asia and complimentary* Palate membership worth S$428+ allowing cardholders to enjoy up to 50% saving and more at over 40 outstanding restaurants and bars islandwide.

The American Express Platinum credit card provides dining and entertainment rewards including the ‘American Express Selects’ a program of promotions offered at a wide range of islandwide restaurants. Other benefits include the Platinum Nightlife program that provides priority access, VIP treatment and 1-for-1 drinks at some of the hottest nightspots in Singapore.

Finally, the AMEX platinum credit card currently offers a promotional offer of S$200 worth of Royal Sporting House Group vouchers.


The above information does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract. It is up to the user to ensure information is accurate at the point of submitting am an application on the supplier website.