Credit Card Review

CitiBank Student Clear Card

Key benefits at a glance:

• The ideal card for tertiary students with no minimum income required.
• Exclusive party privileges at Zouk (Free entry and 1-for-1 drinks!).
• Access to Citibank card’s privileges

The CitiBank Clear Card for a student is one of the best cards for students because the privileges are exactly what the tertiary student need – discounts at popular retail and F&B outlets and exclusive after dark privileges at party outlets.

While you may wonder how you can apply for a credit card without any income, that’s exactly why its catered for students! Such credit cards typically comes with a reduced credit limit of $500 but the plus side is that you don’t even need to show any proof of income! Anyone above 18 years old is eligible to apply, but if you are below 21 years old, parental consent is required and they will need to act as a guarantor.

Why we love this card:

Party without breaking the bank – We all know how important it is to be part of the party during your tertiary days. Meeting new friends and dancing off the stress are all part of growing up. The Citibank Clear card gets you into Zouk for free on Wednesdays, Fridays and Saturdays and enjoy 1-for-1 drinks at Wine Bar (Tuesdays and Saturdays) and Velvet Underground. How’s that for saving money or treating your dance partner to a free drink?

Earn Reward Points – Every dollar you spend on this card earns you 1 reward point which you can then use to redeem for vouchers.

Citi Rebates – is Citibank’s bespoke cashback program that lets you earn up to 10% rebate at over 700 partner merchant outlets. Use this card to pay at Burger King, Cold Storage or Starbucks to save money through the rebates program.

Gourmet Pleasures – As a Citibank cardmember (even if it’s a student card), you get full access to the Gourmet Pleasures program where you enjoy discounts and deals at over 1,000 Citibank Gourmet Pleasures partner restaurants.

Citi Globe Shopper – Who doesn’t love shopping, especially doing it online or over your mobile? Not only do you earn a 5% cashback on your online purchases, you also enjoy shipping consolidation (save on shipping costs!) as well as insurance on your purchases.

If you don’t yet earn an income or have just started out working, this card is one of the best around, giving you the full benefits of a credit card, a suitable credit limit of $500 and no need for income proof. It also comes with a very low $29.96 card fee per annum, but did we mention the first year fee waiver?