UOB One Card

UOB One Card UOB

  • Rewards

    Up to 5% cash rebate on all spend
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
UOB One Card
  • Up to 5% cash rebate on all spend.
  • Additional 10% rebate on mobile payments. 
  • Up to 20.8% petrol savings at Shell and 24% petrol savings at SPC
  • Additional 10% SMART$ Rebates at over 400 participating merchant outlets

Apply online and get up to S$80 worth of cash credit – Read More

UOB One Card

Credit Card Review

Rating

4-5
Credit Card Review  

UOB One Card

With cashback credit cards being one of the most popular choices in Singapore, it’s no surprise that UOB One Card has remained Singapore’s most generous rebate card. With up to 5% cashback on ALL Spend, this card offers the highest cash rebate in the market for a monthly spend of S$2,000 per month. . What’s more, the UOB One Card offers huge fuel savings of up to 20.8% at Shell and 24% at SPC. To mark it’s 10th birthday, the UOB One Card now offers cardmembers 10% cash rebate on mobile payments transactions.

Best Fuel Savings

UOB brings you one of the best fuel savings offered by any credit card in Singapore, at 98 locations islandwide. Cardholders enjoy up to 20.8% at Shell and 24% at SPC.

Cashback on Mobile Payment Transactions

To celebrate UOB One Card’s 10th birthday, UOB One cardholders will enjoy an additional 10% rebate on mobile payment transactions. The offers is open to principal Cardmembers of a UOB One Card, who have successfully via Short Message Service (SMS) and cardholders must meet a minimum retail spend of S$500 for each qualifying period.

To register, SMS “10<space>NRIC/Passport number as per bank’s records” to 77862. Limited to the first 10,000 eligible principal Cardmembers, subject to a cap of S$50 per eligible Principal Cardmember.

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Detailed Description

Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with minimum of 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with minimum of 5 purchases monthly to earn the quarterly cash rebate of S$300, which works out to be S$1,200 cash rebates a year. Each qualifying quarter consists of 3 consecutive statement periods.

Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month.

Deposit Insurance Scheme:

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme memb

Eligibility

FEES & REQUIREMENTS

  • Principal card: S$192.60 yearly (First-year card fee waiver)
  • Supplementary card: 1st card is Free
  • Subsequent card: S$96.30

Singapore citizen/PR: Min. annual income of S$30,000 OR Fixed Deposit collateral of at  least S$10,000

Foreigners: Min. annual income of S$40,000 OR Fixed Deposit collateral of at least S$10,000

One Account Fees:

  • Fall below fee of S$2/month (below S$500 balance)
  • S$30 for closing of account within 6 months of opening
  • S$10 per additional cheque book (50 leaves)

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