Travel Insurance Review

Travel Insurance Income is one of the largest insurance providers in Singapore, offering affordable and accessible insurance policies for you and your family. The INCOME travel insurance product is both comprehensive and extensive, with exceptional family cover and Loss of baggage, money and personal items.

NTUC INCOME Family Insurance Cover

With INCOME, policyholders can enjoy cover for the whole family with an unlimited number of children insured when you opt for your Family cover. What’s more, you are covered for travel delays as long as the delays are not caused by you (natural disasters included).

Trip Modification

INCOME travel insurance offers cover for you if you cancel, postpone or shorten your trip due to causes specified in the policy.  What’s more, INCOME cover your medical expenses including treatment by a Chinese medicine practitioner or a chiropractor if you unexpectedly suffer an injury or sickness during your trip.

NTUC Travel Insurance Income packages:

Classic Insurance Plan

The classic package offered by NTUC Travel Insurance is their standard package which delivers a good standard of cover, inducing but not limited to the following

• Cancelling your trip – up to $5,000 for Single and $15,00 for family cover
• Postponing your trip – up to $500 for Single and $1,500 for family cover
• Loss/damage to personal belongings –up to $3,000 for Single and $7,500 for family cover
• Personal Accident – up to $150,000 for Single and $600,000 for family cover
• Medical Expenses Overseas – up to $250,000 for Single and $1 Million for family cover

Deluxe Insurance Plan

The Deluxe package offered by NTUC Travel Insurance is their 2nd best package, priced higher than the Classic plan, it offers slightly higher protection and added rebate across a wide range of emergencies.

• Cancelling your trip – $10,000
• Loss/damage to personal belongings – $5,000
• Personal Accident – $200,000
• Medical Expenses Overseas – $500,000

Preferred Insurance Plan

If you want to be covered for every emergency, with high payout and level of cover, then the NTUC preferred travel insurance plan is the best money can buy.

• Cancelling your trip – $15,000
• Loss/damage to personal belongings – $8,000
• Personal Accident – $500,000
• Medical Expenses Overseas – $1 Million

Enhance your coverage with 3 different types of Enhanced PreX plans:

• Enhanced PreX Basic plan: You can get basic coverage for any medical treatments taken for pre-existing conditions while you are overseas.
• Enhanced PreX Superior plan: Get increased coverage
• Enhanced PreX Prestige plan: Coverage extends to trip modifications.

How to apply for NTUC Income Travel Insurance?

• Online: You can apply for NTUC Income travel insurance online via the NTUC website or via comparison and insurance website, such as EnjoyCompare.
• NTUC Income Branch: You can visit the nearest NTUC Income branch to purchase travel insurance.
• Mobile app: Travel insurance can be bought through NTUC Income mobile app, available on Google Play Store and iOS App Store.
• Hotline: For travel insurance related sales questions, you can call 6788 1222
• Income Adviser: NTUC work with a range of advisers, so feel free to speak with your local  Income adviser, or use their online matching tool to find an adviser who’s right for you.