Citi Rewards Credit Card

Citi Rewards Credit Card Citibank

  • Rewards

    Earn 10X Reward points
  • Annual Fee

  • Fee Waiver

  • Rating

Citi Rewards Card
  • Enjoy 10X Rewards when you purchase shoes, bags and clothes at online or retail stores, or department stores, locally and overseas
  • Redeem your hard earned Citi Dollars from over 250 merchants and pamper yourself from an extensive range of dining, entertainment and lifestyle options!
  • Enjoy the latest fashion and trends with a range of welcome vouchers from your favourite brands, including Zalora and Reebonz
  • Complimentary travel insurance when you charge your entire airfare to your credit card

Apply now and get S$120 cash back as you spend. Enjoy more shopping privileges with Citi Rewards Card – Read More

Citi Rewards Credit Card

Credit Card Review


Credit Card Review  

Citi Rewards Card

Earn 10X Rewards or 4 Miles for every S$1 spent when you shop for clothes, bags and shoes or at departmental stores or online shopping websites.  Rewards Points redemptions are flexible – Redeem miles, shopping or dining vouchers or cash rebate

The Citi Rewards Card is made for the shopaholic who is smart enough to channel all that spending towards earning more rewards. As one of the few evergreen credit cards from Citibank, this credit card perfectly complements one who indulges in contemporary lifestyles. If you want to make your spending count towards a wonderful rewards scheme which provides free vouchers and discounts for further exclusive retail and dining experience, this credit card is just what you need.

Looking at the key benefits, you will see that the Rewards Card gives you 10 Citi Dollars on every $1 you spend on shopping purchases anywhere If you love the benefits of earning both miles and rewards without subscribing to two cards, the CitiBank Rewards Card promises to kill two birds with one stone – You can earn either 10 Reward points or 4 miles with every $1 spent.

To illustrate this with an example:

  • You spend $2,100 this month because you used the card to pay for a flight and hotel stay for a short holiday in Japan
  • $2,100 = 21,000 rewards points
  • What can 21,000 points earn you?
  • $50 shopping voucher or $58 cash rebates or 8,400 miles

More concretely, an accumulation of 50,000 points or $5,000 spending can buy you a one-way ticket to Shanghai, and $8,800 spending or 88,000 points will reward you with a 1 night stay at the luxurious Uma Ubud in Bali. That’s not too bad a reward given that you are just spending on money you would have spent with other cards anyway!

Our tip is to put fixed monthly payments to be paid on your Citibank Rewards cards in order to reward yourself in the most efficient manner. What’s even better will be big ticket items – booking air tickets or hotel lodging for family trips, household furniture or electrical purchases will be useful as well. The great thing is that with flexible redemption of your rewards points, you can choose to redeem them for whatever you like, be it miles or retail cash rebates. Instant rewards are even eligible for overseas purchases, such as hotel stays and shopping vouchers in overseas malls!

Net-savvy customers these days who are accustomed to shopping online will also be happy to know that Citibank offers exclusive discounts with some of the biggest online merchants such as Zalora and Lazada.

The card is great for the all-round spender who is smart enough to channel those spending to earn further rewards and privileges. Sign-up rewards are great too, with close to $800 worth of shopping vouchers which is definitely enough to offset the card fees of $192.60 from the second year onwards. Eligibility is also easily attainable with an annual income of $30,000 for Singaporeans and $42,000 for foreigners.


Detailed Description

The Citibank Rewards card comes with a range of benefits, designed for people who want lifestyle rewards. From complementary travel insurance, 10x rewards (S$ 1 spend = Citi$ 10) whenever you shop at department stores (locally & overseas) and receive 5,000 bonus Citi Dollars when you renew your Citibank Rewards Card.

Not only that but you can choose from Visa or Mastercard providers, both of which have a unique offering so make sure to choose the right reward for your lifestyle!

The Citibank Reward card come with a wealth of benefits for the annual fee of S$192.60. With a 10x reward on shopping, meaning you get more reward points for every dollar (locally and abroad) and complementary travel insurance.

With the 1st year fee waived for one main card and 2 supplementary cards. Totaling to $321 the Citibank rewards card delivers great value and benefits and if you calculate the saving and potential rebate you can soon see why this is an attractive credit card.

With the Citibank credit card you can indulge in anything you like and whenever you want, with Citi Rewards that beat most Singapore offers. Simply enjoy the luxury of flexibility and choice that the program has to offer. The Citi rewards card offers instant Citi Rewards, with hassle-free redemption of your Citi Dollars!

Redeem Absolutely Anything, by offsetting your purchases and redeem points with the extensive Citi Rewards catalogue – With over 250 rewards choices featured, selected with your preferences and relevance in mind. Review is brought to you by EnjoyCompare.

Best Citi Credit Cards

Still not sure which Citi credit card to get? Then why not compare all the best Citi credit cards here at EnjoyCompare


  • You must be aged 21 years old and above
  • Earn a minimum annual income of S$30,000
  • For foreigners, minimum annual income to qualify is S$42,000
  • For salaried employee: a copy of your NRIC/passport, latest original computerized payslip or Tax Notice of Assessment or last 12 months CPF statement
  • For self-employed: a copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months’ bank statements

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The content of the comparison website provided by EnjoyCompare is provided “as is” for general information purposes only. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract. It is up to the user to ensure information is accurate at the point of submitting an application on the suppliers website.