MSIG TravelEasy® Insurance

Apply today and get covered for a low as S$28.80.

Emergency Medical Evacuation – Enjoy cover up to $1,000,000 across all plans.
Maternity-related Overseas Medical Expenses – Covers medical expenses incurred overseas due to pregnancy-related illnesses such as nausea and giddiness.
Delayed Departure Cover – Don’t be delayed, MSIG covers the cost of additional administrative and travel expenses incurred when booking alternative transport.
Adventurous Activities Expenses – Enjoy cover that includes dog sledding, tobagganing, sledging and ice-skating as standard.

Enjoy 50% off Single Trip Plans and 20% off Annual Plans.

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Insurance Details
Provider Details

Travel Insurance Review

MSIG offers Single and Multi-trip travel insurance that is both affordable whilst also providing extensive cover. With a range of three package options, from Standard, Elite and their Premium Plan. MSIG is one of the largest and most well-known insurance providers in Singapore, with over 100 years of history on the island.

MSIG pride themselves in providing a quality service, with emergency hotlines open 24/7 and an online claims process that is simple and effortless. Each travel insurance packages offered by MSIG insurance cover Emergency Medical Evacuation and the Replacement of Traveller, should the original traveller suffer from serious injury, illness, death or that of their family member or travel companion 30 days prior to their trip. What’s more, MSIG offers Travel Inconvenience Cover across all three packages, ensuring you get to your destination quickly, easily and at no extra cost.

MSIG TravelEasy Insurance Summary

All travel insurance packages from MSIG offers single trip insurance that lasts a maximum of 182 days, with annual offering 90 days/trip. They cover individuals, groups and families, with overseas medical expense from 1 million to $250,000 depending on the package selected. MISG offer insurance with no upper age limit, although premiums and cover will differ depending on age.

MSIG Travel Insurance Highlights

TravelEasy Premium:

Up to $1 million in personal medical expenses cover and up to $2.6 million for adult & children/family cover (in total).
Up to $30,000 in personal emergency dental expenses cover and up to $15,000 for adult & children/family cover (in total).
Up to $3,000 in personal maternity medical expenses (cover for incidental expenses incurred overseas).
Up to $60,000 for an adult and $15,000 in overseas hospitalisation daily benefit and up to $150,000 for adult & children/family cover (in total).
Up to $500,000 in terrorism cover and up to $2 million for adult & children/family cover (in total).

TravelEasy Elite:

Up to $500,000 in personal medical expenses cover and up to $1.4 million for adult & children/family cover (in total).
Up to $20,000 in personal emergency dental expenses cover and up to $10,000 for adult & children/family cover (in total).
Up to $2,000 in personal maternity medical expenses (cover for incidental expenses incurred overseas).
Up to $37,500 for an adult and $12,500 in overseas hospitalisation daily benefit and up to $100,000 for adult & children/family cover (in total).
Up to $300,000 in terrorism cover and up to $1.2 million for adult & children/family cover (in total).

TravelEasy Standard:

Up to $250,000 in personal medical expenses cover and up to $800,000 for adult & children/family cover (in total).
Up to $10,000 in personal emergency dental expenses cover and up to $5,000 for adult & children/family cover (in total).
No personal maternity medical expenses (cover for incidental expenses incurred overseas).
Up to $20,000 for an adult and $5,000 in overseas hospitalisation daily benefit and up to $50,000 for adult & children/family cover (in total).
Up to $200,000 in terrorism cover and up to $800,000 for adult & children/family cover (in total).

MSIG Travel Insurance

Frequently Asked Questions:

When does the cover start? The travel insurance starts from the time you leave your home or workplace in Singapore to begin the trip abroad and ends 3 hours after your return to Singapore or on the expiry of your travel insurance, whichever is sooner.

Can foreigners purchase travel insurance? Yes, foreigners holding an employment pass or work permit and living in Singapore can apply so long as it is for a round trip commencing from and returning to Singapore within the period of insurance.

If I did not seek medical treatment for an injury or illness during my overseas travel, can l recover medical expenses incurred in Singapore after my return to Singapore? Yes, provided it is not a pre-existing medical condition and the injury or illness occurred during the overseas travel. Medical treatment must be sought within 72 hours after your return to Singapore and incurred within 30 days from the date you return to Singapore.

Insurance Details

Adult (Individual) means a person aged 18 years and above at the commencement of any trip.
Child means a person who is aged above one month and below 18 years or below 23 years of age if studying full time in a recognised institution of higher learning at the commencement of any trip.
Adult & children means an adult travelling together with his or her biological or legally adopted children on the same journey for single trip travel.

Family

Under single trip plan means:

Insured and his/her spouse or
Insured and his/her spouse and their biological or legally adopted children travelling together on the same journey

Under annual plan means:

Insured and his/her spouse or
Insured and his/her spouse and their biological or legally adopted children.

Insured persons covered under annual plan for Adult & children/Family covers need not travel together but any child under the age of 12 years must be accompanied by a parent or adult guardian during the trip. The total number of insured persons covered under Adult & children/Family cover shall not exceed 7.

Child under the age of 12 years not travelling under the Adult & children/Family cover must be accompanied by a parent or adult guardian during the trip. Adults aged 70 years and above are eligible for single trip cover for all plans. They are not eligible for annual policies. However, if an annual policy was effected before age 70, renewal is granted up to 80 years for the Standard Plan only.

Cover must be effected before departure from Singapore. All trips must start and end in Singapore. Pre-existing medical conditions requiring treatment or consultation during the 12 months prior to the trip commencement are not covered. Travel must commence no later than 182 days from the date of application for single trip plans and all insured persons must be residing in Singapore.

Provider Details

MSIG Travel Insurance is one of Asia’s leading general insurers, with a solid presence in Singapore for over 100 years. We are unique as a company that has drawn upon a rich blend of best practices and expertise from the consolidation of several successful mergers, and are today, a wholly owned subsidiary of MSIG Holdings (Asia) Pte. Ltd.

MSIG Insurance is a member of the MS&AD Group, which is a world-leading general insurance organisation with operations in more than 40 countries, including 17 in Asia and Oceania alone. This membership enables MSIG to leverage on extensive group‑wide expertise and synergies, including that of MS Amlin, the second largest Lloyd’s syndicate which was acquired by the Group in 2015 to underwrite special risks, and that of First Capital Insurance Limited of Singapore which was successfully acquired in late 2017.

MSIG Promise

“At MSIG, you are at the heart of all we do. That is why we go above and beyond to deliver excellent service to you”.