Are you looking to compare the best cash back credit cards, well this depends on where you use your credit cards and where you spend most of your money. Here at EnjoyCompare we have found that savvy credit card consumers, have more than one cash back credit card, which is usually the best way to cashback rewards. The best habit, is to simply always use the card that provides you the highest cash back per purchase. However, its important to know that most cashback cards come with a cap and annual fee. Therefore flat rate cards can offer savvy shoppers a nice solution to this problem.
Having compared the best cashback cards, our editorial team have concluded that these cash back credit cards offer some of the best rewards in Singapore. But the offers and deals are continually changing, so make sure to do your own comparison and make an informed decision when choosing your cashback credit card.
Apply now to get S$120 cash back and enjoy 8% cash back on Dining, Grab rides, Groceries and Petrol, worldwide – Read More
The Citi cashback credit card offers an impressive 8% (or 7.75% to be precise) cash rebate on category spends of Dining, Groceries, Petrol and Grab Rides. Unfortunately this is capped at S$25 per category, per month, with a minimum spend requirement of S$888 a month. All additional purchases still earn a cashback, but the rebate is much lower at 0.25%.
Apply today for cashback on all your daily spend all year round! – Read More
If you’re looking for an all round cash back card, that offers a no fuss cash back on all purchases – Then the OCBC 365 credit card is perfect for you. As long as you spend a minimum of S$600 based on posted transactions in a calendar month. If you spend less than S$600, a flat 0.3% cashback is awarded. Cashback amount is capped at S$80 per calendar month.
Apply now and enjoy 3% Cashback for the first 6 months, up to S$5,000 spend – Read More
The American Express True Cashback card is one of the best cash rebate cards in Singapore, with one of the largest cashback rewards of any comparable card. The American Express Cashback card comes with 1.5% cashback on all purchases, plus cardholders enjoy no minimum spend requirement and no cap on cashback earnings. Whats more as an introductory offer new cardholders will enjoy 3% Cashback on up to a total of S$5,000 spend for the first 6 months, plus a fee waiver for the first year.
Apply online and get up to S$80 worth of cash credit – Read More
The UOB One card comes with an impressive 5% cashback rebate on all spend, so no category spend restrictions to worry about! Plus to mark our 10th birthday, UOB are giving cardholders an additional 10% rebate on mobile payment transactions. Whats more UOB One cardholders enjoy an additional 10% SMART$ Rebates at over 400 participating outlets, including 3% rebate at EpiCentre and Sephora.
Apply for the Standard Chartered SingPost Spree Card and receive up to S$138 cashback – Read More
The Standard Chartered Spree cashback card comes fully loaded with cashback rewards abd rebate offers for the cardholder that likes to spend online. With 3% cashback on all online transactions in foreign currencies and vPost transactions and 2% cashback on local spend in local currency.
Apply today and receive up to $120 cashback – Read More
The Standard Chartered cashback card comes with a flat cashback rate of 1.5% on all retail purchases, with no monthly cap on bash back earnings and no money spend requirement! Whats more, apply today and enjoy 2 years fee waiver.
Here at EnjoyCompare we have complied a list of the best cashback credit cards in Singapore to help you make an informed comparison of the best credit cards. With Welcome cash back offers and introduction rebate rates, its important to make the right choice to increase your rebate potential.
We all know that credit cards are a flexible and convenient forms of payment in Singapore. Plus they also offer a relatively quick and easy way to access credit. Whether you are shopping at Orchard Road or buying gifts online, paying for your next holiday, or even picking up the weekly groceries from your local supermarket, a credit card can come in handy. How do you pick the right credit card in Singapore? There are a number of different card deals on offer, from multiple banking providers in Singapore, but if you regularly pay for goods and services with your credit card, a cashback or rebate card could be a good choice.
A cash back card – as its name suggests – gives you a rebate in credit or points every time you spend on your card. It’s like a reward for using the credit card in Singapore or abroad. The cashback is usually credited to your monthly statement, but some issuers send a cheque.
The more you spend on your credit card the more cashback you earn. But some cards also offer different cashback rates for different types of spending. For example, you might earn 1% cashback if you use your card in a supermarket and 3% for spending at a petrol station.
You might also earn a different rate depending on how much you spend. For example, the cashback rate might be 1% on spending up to s$3,000, but 1.5% if you spend more. Some cards only offer cashback if you spend at a certain store and many pay a high introductory cash back rate for a limited period. For instance, you might earn 5% cashback for the first three months, but a standard rate of 3% or 1%.
Its also important to note that some cash back cards come with a limited or cap on the amount of cashback you can earn and as such its important to choose the right card with the right limit to ensure you get the most from your card.