Best Cashback Credit Card

Best Cashback Credit Cards

Compare the best cashback credit cards in Singapore. Make an informed comparison and find the best cash back card with rebate rewards.

Compare cashback offers, category cashback deals and dining rebate, entertainment rebate, shopping rebate and travel rebate. So find the best cashback card and start saving today.

What Cashback card will you compare today?

Best Cashback Credit Cards

Are you looking to compare the best cash back credit cards, well this depends on where you use your credit cards and where you spend most of your money. Here at EnjoyCompare we have found that savvy credit card consumers, have more than one cash back credit card, which is usually the best way to cashback rewards. The best habit, is to simply always use the card that provides you the highest cash back per purchase. However, its important to know that most cashback cards come with a cap and annual fee. Therefore flat rate cards can offer savvy shoppers a nice solution to this problem.

Rebate Credit Cards

Having compared the best cashback cards, our editorial team have concluded that these cash back credit cards offer some of the best rewards in Singapore. But the offers and deals are continually changing, so make sure to do your own comparison and make an informed decision when choosing your cashback credit card.

Latest Card News

  • New Bank of China Visa Infinite Credit Card

    July 19th 2017

    Enjoy interest of up to 3.55% p.a. on your Bank of China Multi-Currency Savings account when you spend a minimum of S$1,500 on your BOC Visa Infinite Card and unlimited 1.8% cash rebate until 31 Dec 2017. Read more »

Standard Chartered Unlimited Cashback Credit Card Standard Chartered

  • Rewards

    1.5% unlimited cashback
  • Annual Fee

    $192.60
  • Fee Waiver

    Yes
  • Rating

    4
Standard Chartered Unlimited Cashback Card
  • Annual Fee is waived for the first 2 years
  • 1.5% cashback on all spend with no cashback cap and no minimum spend
  • Indulge in 1-for-1 dining privileges at participating restaurants such as NamNam Noodle Bar, Peperoni Pizzeria and more.
  • Enjoy 3% cashback on all foreign currency spend (inclusive of the 1.5% cashback) for the 1st 3 months after card approval.
  • Enjoy 20% cashback when you use your Standard Chartered Credit Card to pay for your Grab rides in Singapore and abroad.

Apply now to get S$100 cashback or S$150 in Prime Now Credits. Plus, additional S$100 cashback when you spend within the first 30 days of card approval – Read More

American Express True Cashback Card American Express

  • Rewards

    3% Cashback for the first 6 months
  • Annual Fee

    S$171.20
  • Fee Waiver

    Yes
  • Rating

    4-5
American Express True Card
  • Fee waived for the first year
  • 1.5% Cashback on all purchases through out the year
  • Exclusive dining privileges all around the world, all year round with American Express Selects
  • Win a pair of Business Class tickets to 12 exciting destinations over 12 months with American Express and Singapore Airlines.
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Apply now and enjoy 3% Cashback for the first 6 months, up to S$5,000 spend – Read More

Citi Cash Back Card Citibank

  • Rewards

    8% cash back on dining daily
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
Citi Cash Back Card
  • Dining – 8% cash back at restaurants, cafes, and bars worldwide.
  • Groceries – 8% cash back at supermarkets and groceries worldwide. Honestbee and RedMart delivery included.
  • Grab – 8% cash back on Grab (till 31st Dec 2018).
  • Petrol – Up to 20.88% fuel savings at Esso & Shell, and 8% cash back at other petrol stations worldwide.
  • All Other Retail Spend – 0.25% cash back, no cap.

Apply now to get S$120 cash back and enjoy 8% cash back on Dining, Grab, Groceries and Petrol, worldwide – Read More

UOB One Card UOB

  • Rewards

    Up to 5% cash rebate on all spend
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4-5
UOB One Card
  • Up to 5% cash rebate on all spend.
  • Additional 10% rebate on mobile payments. 
  • Up to 20.8% petrol savings at Shell and 24% petrol savings at SPC
  • Additional 10% SMART$ Rebates at over 400 participating merchant outlets

Apply online and get up to S$80 worth of cash credit – Read More

OCBC 365 Credit Card OCBC

  • Rewards

    Cashback on all your daily spends
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
OCBC 365 Cashback Credit Card
  • Up to 23.9% savings at selected petrol stations
  • 6% cashback weekend dining in Singapore
  • 3% cashback on all online transactions and supermarkets
  • 3% cashback on monthly telcom bills
  • Enjoy complimentary travel insurance of up to $200,000

Apply today for cashback on all your daily spend all year round! – Read More

Standard Chartered SingPost Spree Credit Card Standard Chartered

  • Rewards

    Up To 3% cashback
  • Annual Fee

    S$192.60
  • Fee Waiver

    Yes
  • Rating

    4
Standard Chartered Spree Card
  • Enjoy up to S$60 cashback monthly, with no minimum spend
  • 3% cashback on online transactions in foreign currency and vPost transactions
  • 2% cashback on all other online spends in local currency, including contactless and mobile payments.
  • 1% cashback on all eligible retail purchases
  • Enjoy an Online Price Guarantee which refunds you 50% of the price difference if you find a lower price of the same item within 30 days

Apply now to get S$100 cashback or S$150 in Prime Now Credits. Plus, additional S$100 cashback when you spend within the first 30 days of card approval – Read More

Compare All Credit Cards

Best Cashback Credit Cards

Here at EnjoyCompare we have complied a list of the best cashback credit cards in Singapore to help you make an informed comparison of the best credit cards. With Welcome cash back offers and introduction rebate rates, its important to make the right choice to increase your rebate potential.

Best Cashback Credit Card

We all know that credit cards are a flexible and convenient forms of payment in Singapore. Plus they also offer a relatively quick and easy way to access credit. Whether you are shopping at Orchard Road or buying gifts online, paying for your next holiday, or even picking up the weekly groceries from your local supermarket, a credit card can come in handy. How do you pick the right credit card in Singapore? There are a number of different card deals on offer, from multiple banking providers in Singapore, but if you regularly pay for goods and services with your credit card, a cashback or rebate card could be a good choice.

Best Cash back Rewards

A cash back card – as its name suggests – gives you a rebate in credit or points every time you spend on your card. It’s like a reward for using the credit card in Singapore or abroad. The cashback is usually credited to your monthly statement, but some issuers send a cheque.

Different Cashback Rates

The more you spend on your credit card the more cashback you earn. But some cards also offer different cashback rates for different types of spending. For example, you might earn 1% cashback if you use your card in a supermarket and 3% for spending at a petrol station.

You might also earn a different rate depending on how much you spend. For example, the cashback rate might be 1% on spending up to s$3,000, but 1.5% if you spend more. Some cards only offer cashback if you spend at a certain store and many pay a high introductory cash back rate for a limited period. For instance, you might earn 5% cashback for the first three months, but a standard rate of 3% or 1%.

Its also important to note that some cash back cards come with a limited or cap on the amount of cashback you can earn and as such its important to choose the right card with the right limit to ensure you get the most from your card.