If you are finding it difficult to manage multiple unsecured credit lines, from credit cards to personal loans, then a Debt Consolidation Plan is for you. Enjoy a low-interest rate of 3.98% p.a. (7.23%p.a EIR)# and a flexible loan tenure of up to 8 years, when you combine your debt into one low monthly repayment.
Many of us are acquainted with personal loans, but what exactly is a Debt Consolidation Plan? The Debt Consolidation Plan (DCP) is a new initiative by the Association of Banks in Singapore to help you combine all your outstanding debts into one and to pay them off on scheduled repayments. This type of loan is …
When Should You Take Up a Debt Consolidation Plan? Read More »
Five Personal Loan Scams Many people find themselves needing loans at some point in their lives, but poor credit scores may stop them from securing the loans they need. This can make you less cautious and more vulnerable to personal loan scams. Here are a few types of common personal loan scams you should look …
Tricks Moneylenders Use To Charge You More Fees Late last year, we wrote an article about whether you should consider taking up a loan from a licensed moneylender, given that new rules by the authorities have set a cap to the interest chargeable. Before the new rules, licensed moneylenders in Singapore can charge between 13 to …
Tricks Moneylenders Use To Charge You More Fees – Beware! Read More »
5 Alternative Financing Solutions For Businesses One of the toughest things to do when starting or growing a business is to look for the financing/funding. Not everyone has the luxury of having the necessary capital to develop their business ideas, and many small businesses face the problem of not qualifying for a bank loan. Here’s …
5 Alternative Financing Solutions For Businesses Read More »
Why Your Personal Loan Got Rejected Given a choice, most people would prefer to not take a loan and pay off whatever they need using cash. However, there could be times where you need some extra cashflow to tide you over a tight period. With the array of personal loans offered by banks, you might …
Choosing between a Personal Loan & Renovation Loan Renovating your home can be a worthwhile investment, especially if you are looking for a way to increase the value of your home or sprucing it up for rental. However, home renovations seldom come cheap and often cost between $30,000 to $50,000, depending on the extent …
Looking to get a fast bank loan in Singapore and don’t know where to look, then here at EnjoyCompare, we have complied a list to get you started.
Should You Borrow From Legal Moneylenders? Thanks to the revised rules for moneylenders in Singapore, potential borrowers now have more transparency on the amount of interest they will need to pay with such loans. In the past, licensed moneylenders in Singapore can charge between 13 to 20 percent interest on loan amounts, and that’s not …
Should I get a personal loan or business loan? Which is the sensible choice and what are the implications when considering a personal loan in Singapore. Personal Loans are an option when considering to fund your new business, but you should seek financial advise when making this decision as it has complication out side of just interest rate.
When should you get a loan and what should you consider when comparing personal loans in Singapore
What is good debt VS bad debt and is there a difference?
Confidence is returning to the banking sector after years of global stagnation and doubt
What reason have you give for getting a Singapore loan?
If you have a credit card balance that just won’t go away, now may be the time to consider a loan.
Personal Loan in Singapore When considering the need for a personal loan, you will need to do some research on the options and loan types. The first step is to know what you want and what you can afford; this will help determine the best type of loan for you and the best provider. Here …
