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American Express KrisFlyer Credit Card

American Express

Rewards

Earn up to 29,800 KrisFlyer miles

Annual

S$176.55

Fee Waiver

Yes

EnjoyCompare Rating

4/5

yes

  • Welcome Bonus of 5,000 KrisFlyer miles upon first spend on Card.
  • Enjoy 1.1 KrisFlyer mile for every S$1 spent on all your eligible purchases with your Card.
  • Spend Bonus of 8,000 KrisFlyer miles upon spending S$4,000 in the first 3 months upon Card approval.
  • Additional spend bonus of 8,000 KrisFlyer miles upon spending S$4,000 in the 4th – 6th month of Card approval.

Receive up to 29,800 KrisFlyer miles in your first 6 months.

American Express KrisFlyer Credit Card

When it comes to travelling, it’s important to have the right travel credit card to ensure you’re getting the most from your overseas and local spending. This can take the form of reward points, cashback or as the American Express KrisFlyer card provides, AirMiles! Customers enjoy 1.1 KrisFlyer miles for every S$1 spent on all your eligible purchases and earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases. Plus new customers receive a bonus of 5,000 KrisFlyer miles the very first time you charge to your new card.

Pro’s of American Express KrisFlyer Card:

  • Purchase your travel tickets with your American Express card and receive free Travel Inconvenience & Travel Accident Benefits of up to S$350,000.
  • Enjoy hassle-free conversion as all KrisFlyer miles earned with the American Express which are conveniently credited directly into your KrisFlyer account.
  • Earn 2 KrisFlyer miles for every S$1 spent on eligible purchases made on singaporeair.com, SingaporeAir App, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online.
  • Receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 on your Card from 1 July 2020 to 30 June 2021.

Con’s of American Express KrisFlyer Card:

  • Miles are effortlessly transferred to your KrisFlyer account with no admin fee, but this means they start to expire.
  • Some other travel cards offer a higher S$1 to Miles ratio, but potential hidden fees apply, so do your research.

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Standard Chartered SingPost Spree Credit Card

Standard Chartered

Rewards

Up To 3% cashback

Annual

S$192.60

Fee Waiver

Yes

EnjoyCompare Rating

4/5
Standard Chartered Spree Credit Card
  • 1% cashback on all eligible retail purchases.
  • 3% cashback on online transactions in foreign currency and vPost transactions.
  • 2% cashback on all other online spends in local currency, including contactless and mobile payments.
  • Enjoy an Online Price Guarantee which refunds you 50% of the price difference if you find a lower price of the same item within 30 days.

With no minimum spend and up to S$60 cashback monthly

https://www.enjoycompare.com/recommends/scb-spree-desktop/

  • 1% cashback on all eligible retail purchases.
  • 3% cashback on online transactions in foreign currency and vPost transactions.
  • 2% cashback on all other online spends in local currency, including contactless and mobile payments.
  • Enjoy an Online Price Guarantee which refunds you 50% of the price difference if you find a lower price of the same item within 30 days.

With no minimum spend and up to S$60 cashback monthly

Standard Chartered Spree Card

The standard chartered Spree card is the updated SingPost card offered by Standard Chartered. The Spree card comes fully loaded with cashback rewards for the cardholder that spends online. With 3% cashback on all online transactions in foreign currency and vPost transactions and 2% rebate on local spend. Whats more the Spree Credit Card comes with a monthly cashback cap of S$60, with no minimum spend, which is much higher than other cards in Singapore.

Pro’s Standard Chartered Spree Card:

  • 3% cashback on all foreign currency transactions and vPost transactions.
  • 2% cashback on all local online spends, including transactions, made using mobile wallets and/or contactless transactions.
  • 1% cashback on all retail spends.

Con’s Standard Chartered Spree Card:

  • AXS, ATM, tax payments and top-up or payment of funds to any prepaid cards transactions using the SingPost Spree Card are not eligible for cashback.
  • Although this card offers one of the highest cashback caps of S$60 a month, we would prefer to see unlimited cashback (just call us picky).
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Citibank SMRT Credit Card

Citi Credit Cards

Rewards

The best card for your everyday need

Annual

S$192.60

Fee Waiver

Yes

EnjoyCompare Rating

3/5
  • Enjoy up to 5% savings on groceries (Up to 7.3% at FairPrice Xtra Kallang Wave).
  • Enjoy up to 5% savings on fast food, movies and coffee.
  • Enjoy up to 3% savings on online shopping.
  • Enjoy up to 1% savings on selected telecommunications, insurance and town council bills.

Citibank SMRT credit card offers convenient EZ-Reload facility to enjoy Auto Top-up when your EZ-Link value is insufficient.

https://www.enjoycompare.com/recommends/citi-smrt-desktop/

  • Enjoy up to 5% savings on groceries (Up to 7.3% at FairPrice Xtra Kallang Wave).
  • Enjoy up to 5% savings on fast food, movies and coffee.
  • Enjoy up to 3% savings on online shopping.
  • Enjoy up to 1% savings on selected telecommunications, insurance and town council bills.

Citibank SMRT credit card offers convenient EZ-Reload facility to enjoy Auto Top-up when your EZ-Link value is insufficient.

Citibank SMRT Credit Card

The Citi SMRT card is one of the best rewards cards in Singapore with savings of up to 5% on your daily spend. Plus cardholders can redeem the SMRT$ points for SMRT rides, shopping vouchers or cash rebate with a 1-for-1 exchange e.g. 1 SMRT$ for S$1. Whats more the SMRT card come fully loaded with Visa payWave for contactless payment and EZ-Reload facility to enjoy Auto Top-up when your EZ-Link value is insufficient.

Pro’s Citi SMRT Card:

  • 5% savings on groceries (7.3% for FairPrice Xtra Kallang Wave), fast food, movies, coffee and 3% savings on online shopping!
  • Earn up to 10% rebate on top of your other card benefits, at over 300 locations, including Starbucks and Subway.

Con’s Citi SMRT Card:

  • Cardholders earn 4.7% SMRT$ for transactions of $50 and above and 2.7% SMRT$ is awarded for transactions less than $50.
  • Cardholders may accumulate a maximum of 600 SMRT$ during any Qualifying Period.
More Details
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HSBC Revolution Credit Card

HSBC

Rewards

Free Samsonite Spinner Luggage

Annual

S$150

Fee Waiver

Yes

EnjoyCompare Rating

4/5
HSBC Revolution Credit Card
  • 5X Rewards points for Online, Dining and Entertainment spend.
  • 1X Rewards points with every $1 charged on all other purchases.
  • Enjoy exclusive promotions with Agoda, Zalora and Golden Village.
  • First 2 years fee waiver.

Receive a free Samsonite Prestige luggage 69cm with built-in scale (worth SGD670).

https://www.enjoycompare.com/recommends/hsbc-revolution-desktop/

  • 5X Rewards points for Online, Dining and Entertainment spend.
  • 1X Rewards points with every $1 charged on all other purchases.
  • Enjoy exclusive promotions with Agoda, Zalora and Golden Village.
  • First 2 years fee waiver.

Receive a free Samsonite Prestige luggage 69cm with built-in scale (worth SGD670).

HSBC Revolution Credit Card

If you are looking for a solid rewards card with low annual eligibility criteria, then the HSBC Revolution card is perfect. With a good 5x reward points for every S$1 spend on local dining, online purchase, local entertainment and 1x reward for all other transactions.

Pro’s of HSBC Revolution Card:

  • High 5x reward points to very S$1 spent on qualifying categories – Local dining, Local entertainment and online purchases.
  • 1 Reward point for S$1 spent on all other transactions.
  • No minimum spend required and no cap on points earned.
  • Rewards points last up to THREE years.
  • 2 years’ annual fee waiver.
  • Enjoy up to 75% off hotel bookings + additional 8% off selected destinations with Agoda and 10% off hotel bookings with Expedia.

Con’s of HSBC Revolution Card:

  • Limited additional perks to speak of (i.e. lounge access, airport limousine service, etc.)
  • 5x Rewards points are capped at 1,000 HSBC Rewards points per Account per calendar month (i.e. up to S$200 spend).
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Standard Chartered Platinum Visa/Mastercard Card

Standard Chartered

Rewards

360° Rewards programme

Annual

S$180

Fee Waiver

Yes

EnjoyCompare Rating

3/5
Standard Chartered Platinum Credit Card
  • Enjoy 1-for-1 Dining offers at participating restaurants with The Good Life®.
  • Every $1 charged to your Credit Card will earn you 1 Rewards point.
  • Amazing dining, shopping and travel privileges with The Good Life™.
  • Enjoy golf privileges and access to 24-hour Platinum concierge service.

Get up to S$80 Cashback.

https://www.enjoycompare.com/recommends/scb-platinum-desktop/

  • Enjoy 1-for-1 Dining offers at participating restaurants with The Good Life®.
  • Every $1 charged to your Credit Card will earn you 1 Rewards point.
  • Amazing dining, shopping and travel privileges with The Good Life™.
  • Enjoy golf privileges and access to 24-hour Platinum concierge service.

Get up to S$80 Cashback.

Credit Card Review

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American Express Platinum Credit Card

American Express

Rewards

A life as rewarding as it is vibrant

Annual

S$321

Fee Waiver

No

EnjoyCompare Rating

5/5
American Express Platinum Card
  • Enjoy up to 50% off your food bill at over 50 restaurants.
  • Receive 15,000 Membership Rewards® points when you successfully refer a friend.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.

Receive 25,000 bonus Membership Rewards points upon spending S$6,000 in the first 3 months.

https://www.enjoycompare.com/recommends/amex-platinum-desktop/

  • Enjoy up to 50% off your food bill at over 50 restaurants.
  • Receive 15,000 Membership Rewards® points when you successfully refer a friend.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.

Receive 25,000 bonus Membership Rewards points upon spending S$6,000 in the first 3 months.

American Express Platinum Credit Card

If you’re looking for a credit card with fantastic rewards; including Dining, Golf Privileges and Exclusive Platinum Offers, then this is the card for you. The American Express Platinum Card comes with complimentary The Far Card classic membership* (worth $425 nett) and they are the official card partner for Michelin Guide Singapore. Furthermore, customers can enjoy complimentary green fees* with a paying companion on weekdays, and two paying companions on weekends at 40 of the region’s premier golf and country clubs. Not forgetting the Platinum Wellness program, that entitles customers to spa privileges, spa discounts and much more at Singapore’s best spa resorts.

Pro’s of American Express Platinum Card:

  • The AmEx Platinum card offers exclusive access to a wide range of fantastic program and rewards, across all categories (Dining, Golf, Wellness and Travel).
  • No worries financial protection with 90-days return guarantee, even if the store does not accept, you can return almost any purchase made in Singapore for a refund up to S$800 per item (T&C’s Apply).
  • Rewards points that do not expire, means you can redeem them straight away or save them up for future use.

Con’s of American Express Platinum Card:

  • Annual Card Fee of S$321 (inclusive of GST) with no fee waiver, but you do get your money’s worth if your lifestyle matches the Platinum programs.
  • The AMEX Platinum card isn’t for everyone and Singapore Citizens and Residents will need to have earnings which provide an income of over S$50,000 p.a and for Expatriates, you have earnings which provide a minimum income of over S$60,000 p.a.
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Citibank Prestige Credit Card

Citi Credit Cards

Rewards

The Citi Prestige Benefits

Annual

S$535

Fee Waiver

No

EnjoyCompare Rating

4.5/5
Citibank Prestige Credit Card
  • Earn 3.25 Thank You Points (or 1.3 miles) for every dollar you spend locally.
  • Earn 5 Thank You Points (or 2 miles) for every dollar you spend overseas.
  • Complimentary night at any hotel of your choice after a minimum 4-consecutive-night booking.
  • Unlimited airport lounge access.
  • Starwood Preferred Guest® Gold Status.
  • Citi PayAll – Pay your rent, school fees, taxes and electricity bills using your credit card and earn reward points or miles for each payment.

Apply now and receive 62,500 Citi ‘Thank You’ points (or 25,000 miles).

https://www.enjoycompare.com/recommends/citi-prestige-desktop/

  • Earn 3.25 Thank You Points (or 1.3 miles) for every dollar you spend locally.
  • Earn 5 Thank You Points (or 2 miles) for every dollar you spend overseas.
  • Complimentary night at any hotel of your choice after a minimum 4-consecutive-night booking.
  • Unlimited airport lounge access.
  • Starwood Preferred Guest® Gold Status.
  • Citi PayAll – Pay your rent, school fees, taxes and electricity bills using your credit card and earn reward points or miles for each payment.

Apply now and receive 62,500 Citi ‘Thank You’ points (or 25,000 miles).

Citi Prestige Credit Card

The Citi Prestige card has been designed for VIP travellers that need more from their credit card, from airport lounge access to airport limousine transfers to or from Changi International Airport, you get it all with Citi Prestige. The Citi Prestige card enjoyed one of the highest spend to reward point ratios, with 5 ThankYou Points (2 Miles) for every S$1 spent overseas and 3.25 ThankYou Points (1.3 Miles) for every S$1 spent locally. What’s more, cardholders can enjoy up to six complimentary golf games at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China.

Citi Prestige Pro’s

  • Unlimited Citi ThankYou Points – here’s no limit to how many Points you can accrue and they never expire, so you can save for a reward you really want.
  • Flexible redemption – Redeem your Points for anything you may have purchased, as a cash rebate or even as miles on your favorite frequent flyer program.
  • Citi Prestige global events – You’ll have access to experiences all over the world, including VIP access to concerts, and cultural and sporting events.

Citi Prestige Con’s

  • A fairly hefty annual membership cost of S$535 a year.
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American Express KrisFlyer Ascend Card

American Express

Rewards

Bonus of 56,200 KrisFlyer miles

Annual

S$337.05

Fee Waiver

No

EnjoyCompare Rating

4.5/5
  • Receive 5,000 KrisFlyer miles upon first spend on Card.
  • Receive 16,000 bonus KrisFlyer miles upon spending S$8,000 in the first 3 months of Card approval.
  • Receive and additional 16,000 bonus KrisFlyer miles upon spending S$8,000 in the 4th – 6th month of Card approval
  • Plus enjoy 9,600 or 19,200 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally (based on S$8,000 or S$16,000 spent on eligible purchases above).
  • Enjoy a complimentary night stay each year at participating Hilton Properties in Asia Pacific.
  • Enjoy four complimentary lounge access passes to any participating SATS Premier and Plaza Premium Lounge each year.

Enjoy up to 56,200 KrisFlyer miles in your first 6 months. 

https://www.enjoycompare.com/recommends/amex-kfa-desktop/

  • Receive 5,000 KrisFlyer miles upon first spend on Card.
  • Receive 16,000 bonus KrisFlyer miles upon spending S$8,000 in the first 3 months of Card approval.
  • Receive and additional 16,000 bonus KrisFlyer miles upon spending S$8,000 in the 4th – 6th month of Card approval
  • Plus enjoy 9,600 or 19,200 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally (based on S$8,000 or S$16,000 spent on eligible purchases above).
  • Enjoy a complimentary night stay each year at participating Hilton Properties in Asia Pacific.
  • Enjoy four complimentary lounge access passes to any participating SATS Premier and Plaza Premium Lounge each year.

Enjoy up to 56,200 KrisFlyer miles in your first 6 months. 

American Express Ascend Credit Card

If you’re a fan of Singapore Airlines, you’ll be a fan of the American Express Ascend Credit Card. With a superior dollar to KrisFlyer miles earning rate and hassle-free conversions at no extra charge, the American Express Ascend card is one of the best travel cards in Singapore. What’s more, cardholders enjoy exclusive offers and miles bonuses all year round. So why not apply today and start earning at a rate of 1.2 miles for every S$1 spent on all eligible purchases. Furthermore, cardholders earn 2 KrisFlyer miles for every S$1 spent on eligible purchases made on singaporeair.com, SingaporeAir App, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online.

Pro’s of American Express Ascend Card:

  • High S$1 to KrisFlyer miles ratio, with no transfer fee and no hassle automated miles transfer.
  • Welcome bonus of 5,000 KrisFlyer miles the very first time you charge to your card.
  • Spend bonus of 16,000 KrisFlyer miles on S$8,000 spend in the first 3 months upon card approval.
  • Plus earn an additional 9,600 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally.
  • Accelerated upgrade to KrisFlyer Elite Gold membership tier, just spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold Membership tier.
  • One complimentary night each year at one of over 110 participating Hilton Hotels and Resorts properties across Asia Pacific.

Con’s of American Express Ascend Card:

  • High annual fee, with no fee waiver in the first year. However, the card benefits can outweigh the annual cost, if you make the most of the rewards!
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DBS Altitude Credit Card

DBS

Rewards

Up to 3 miles per S$1

Annual

s$192.60

Fee Waiver

Yes

EnjoyCompare Rating

3.5/5
DBS Altitude Card
  • Earn 3 miles per S$1 spent on all online Flight and Hotel transactions.
    (capped at S$5,000 per month).
  • Earn 2 miles per S$1 spent on all overseas spend.
  • Earn 1.2 miles per S$1 spend locally.
  • Complimentary Priority Pass™ membership with access to over 1,200 airport lounges worldwide.
  • What’s more, get up to S$1million travel accident insurance coverage for you and your family members.

Enjoy 38,000 miles by 30 simply spending a minimum of S$6,000 within first 3 months from card approval date!  

https://www.enjoycompare.com/recommends/dbs-altitude-desktop/

  • Earn 3 miles per S$1 spent on all online Flight and Hotel transactions.
    (capped at S$5,000 per month).
  • Earn 2 miles per S$1 spent on all overseas spend.
  • Earn 1.2 miles per S$1 spend locally.
  • Complimentary Priority Pass™ membership with access to over 1,200 airport lounges worldwide.
  • What’s more, get up to S$1million travel accident insurance coverage for you and your family members.

Enjoy 38,000 miles by 30 simply spending a minimum of S$6,000 within first 3 months from card approval date!  

DBS Altitude Credit Card

If you travel for work or pleasure, a decent travel credit card is the perfect travel companion. The aptly named DBS Altitude card offer Air Miles in return for spends across the card, with the more miles earned depending on the type of transaction. What’s more, the Altitude card comes bundled with a few travel related privileges that add an element of security, protection and exclusivity to the DBS credit card.

Pro’s DBS Altitude Card:

  • S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month).
  • S$1 = 2 miles on overseas spend (in foreign currency).
  • S$1 = 1.2 miles on local spend.
  • Miles are awarded in the form of DBS Points (1 DBS Point = 2 miles); frequent flyer programmes include KrisFlyer and AsiaMiles.
  • Air Miles never expire!
  • 10,000 Bonus Miles – Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive an annual fee waiver for the following year. Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership.

Con’s DBS Altitude Card:

  • Each conversion of DBS Points to miles by Cardmember to the designated airline’s programme will be subjected to an administrative fee of S$25 (exclusive of GST) which will be charged to the Card.
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American Express Singapore

Rewards

1

Annual

1

Fee Waiver

1

EnjoyCompare Rating

5/5

American Express offers the best selection of credit cards in Singapore, from American Express True to American Express platinum credit cards. With cash back and reward credit cards, offering an extensive range of the best cards in Singapore. Enjoy one of the best KrisFlyer miles cards in Singapore, with the American Express Krisflyer card, which offers amazing KrisFlyer earning potential.

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American Express offers the best selection of credit cards in Singapore, from American Express True to American Express platinum credit cards. With cash back and reward credit cards, offering an extensive range of the best cards in Singapore. Enjoy one of the best KrisFlyer miles cards in Singapore, with the American Express Krisflyer card, which offers amazing KrisFlyer earning potential.

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Citibank Singapore

Rewards

1

Annual

1

Fee Waiver

1

EnjoyCompare Rating

4.5/5

Citibank Singapore offers a range of Cashback, rewards and miles cards, including the Citi PremierMiles card, Citi SMRT card and the most popular cashback card the Citibank cash back credit card. With cards offering 8% cash back on all dining, grocery and grab rides. Along with 20.88% cashback on petrol islandwide.

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Citibank Singapore offers a range of Cashback, rewards and miles cards, including the Citi PremierMiles card, Citi SMRT card and the most popular cashback card the Citibank cash back credit card. With cards offering 8% cash back on all dining, grocery and grab rides. Along with 20.88% cashback on petrol islandwide.

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DBS Woman’s Card

DBS

Rewards

10X DBS Points on online

Annual

S$192.60

Fee Waiver

Yes

EnjoyCompare Rating

4/5
DBS Woman's Card
  • Enjoy 10X DBS Points (or 20 miles) on online purchases.
  • Enjoy 3X DBS Point (or 6 miles) on overseas purchases.
  • Enjoy 1X DBS Point (or 2 miles) on other purchases.
  • Purchase online e-Commerce Protection on purchases.
  • Spread your payments with 0% Interest Payment Plans over 12 months.

Treat yourself to up to 10X DBS Points on online and overseas shopping!

  • Enjoy 10X DBS Points (or 20 miles) on online purchases.
  • Enjoy 3X DBS Point (or 6 miles) on overseas purchases.
  • Enjoy 1X DBS Point (or 2 miles) on other purchases.
  • Purchase online e-Commerce Protection on purchases.
  • Spread your payments with 0% Interest Payment Plans over 12 months.

Treat yourself to up to 10X DBS Points on online and overseas shopping!

DBS Women’s Card

If you’re a big online shopper, or indeed looking to make some big purchases, then the DBS Women’s card might be for you. With 10X DBS Points (or 20 air miles) on online purchases and 3X DBS Point (or 6 miles) on overseas purchases, you can quickly build up an impressive amount of miles. What’s more. cardholders can enjoy a 0% Interest Payment Plans over a maximum of 12 months, with e-Commerce Protection for all online purchases.

Pro’s of DBS Women’s Card

  • 10X DBS Points (or 20 miles) on online purchases.
  • 3X DBS Point (or 6 miles) on overseas purchases.
  • 1X DBS Point (or 2 miles) on other purchases.
  • 0% Interest Payment Plans over 12 months and e-Commerce Protection on online purchases.
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HSBC Singapore

Rewards

1

Annual

1

Fee Waiver

1

EnjoyCompare Rating

5/5
HSBC Loan logo

HSBC offer some of the best HSBC credit cards in Singapore, with amazing cash back, rewards and miles cards. Cardholders can enjoy up to 3.5% cash back on all purchases, 5x rewards points (on selected purchases) and 2.25 miles for every $1 spent. Find the best HSBC credit card in Singapore and make an informed comparison with EnjoyCompare.

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HSBC offer some of the best HSBC credit cards in Singapore, with amazing cash back, rewards and miles cards. Cardholders can enjoy up to 3.5% cash back on all purchases, 5x rewards points (on selected purchases) and 2.25 miles for every $1 spent. Find the best HSBC credit card in Singapore and make an informed comparison with EnjoyCompare.

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