A Poor Credit Score Can Hurt You More Than You Think Most of us may not even think about our credit score until we face a rejection for a loan application. For those of us who have been reckless with payments, delaying payment of bills or perhaps cancelling a credit card while there are still …
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Balance Transfer – A Neglected Feature of Credit Cards Being a credit card-holder, you may have already seen the term “balance transfer” in the credit card brochure or marketing collateral sent to you. But do you know what it is used for? In other countries like the United States, balance transfer is a feature that …
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Charge Card Vs Credit Card – What’s The Difference? Singaporeans are quite familiar with debit and credit cards, but what about charge cards? Have you even heard of them before? One of the most famous cards in the market (which many mistakenly think it is a credit card), is the Amercian Express Personal Card. Remember …
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The Financial Downside of Freelance Work That No One Talks About In recent years, with the advent of internet and growth of start-up companies, we are witnessing a change in the job landscape. More and more employers are open to utilising freelancers for full-time work, which provides benefits for both sides. Such work has indeed …
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Earn More KrisFlyer Miles And Benefits If you are a lover of the Krisflyer air miles cards by AMEX, you’d be glad to know that the American Express and SIA have introduced enhanced benefits for 4 of their cards. These enhancements include improved mileage earn rates and faster ways for card-holders to redeem their KrisFlyer Rewards. …
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It might sound crazy, but giving your child their first credit card is a great way to teach him about money. This is a good way to introduce the idea of a credit card, how to use them smartly and managing their own budget/allowance.
UOB YOLO Card UOB recently made a splash with their latest credit card offering that has got the internet abuzz, the UOB YOLO Card. No prizes for guessing what YOLO means – “You Only Live Once”. The card is purportedly targeting the millennials, which according to the bank, “will form the backbone of the future …
Apple Pay is a mobile payment and digital wallet service that allows you to link your AMEX card to the Apple Wallet App, after which you can simply tap your phone on the contactless reader at the cashier with your finger on the Touch ID and viola, your payment is made.
Credit Cards With Best Dining Programs Singaporeans are a bunch of foodies – just check out your Facebook feed to see how many photos of food you’ve got from your network visiting new restaurants and cafes every other day. Eating is almost like a national past time! If eating out and indulging in good food …
Having Multiple Credit Cards Proves Extremely Useful Do you know that we have some 9.5 million credit cards in circulation in Singapore currently? With bad debts from credit cards rising as well, it is no wonder that some people feel that credit card usage should be avoided, even if they are qualified for card application. …
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Hidden Credit Card Fees As a financial payment tool, credit cards are a form of convenience that most people are thankful for. There are of course those who see it as a double-edged sword as well, especially if debt on credit cards are not managed properly and plunging the user into an endless abyss of …
Do You Own Too Many Credit Cards? Open up your wallet now and count – how many credit cards do you have in it? If you have more than three, it is very likely you are underutilising your cards. While credit cards are not a new innovation, it is surprising how many Singaporeans have problems …
5 Rules To Choosing The Perfect Credit Card For You Do you find yourself signing up for a new credit card everytime you walk past a roadshow that entices you with sign-up gifts? Thinking that you’ll cancel the card after a few months to avoid the card fees, you realise that after a year that …
Best Travel cards to Escape the Haze With the haze this year forecast to be a prolonged one, you may have already started to look for your next holiday destination to escape this shroud of smoke. Travelling should be a relaxing affair and those who travel often will know that it’s the little luxury and …
UOB PRVI MILES For those who love travelling, the UOB PRVI Miles card series is a great card to have not just for easy collection of miles when you spend, but also for its range of travel privileges that you get to enjoy. First up, this is one of the few cards in the market that …
Best Credit Cards for Expats Having a credit card not only makes everyday payment convenient, it is also a great way to enjoy perks and rewards while you spend. However, banks in Singapore typically take a cautious approach when it comes to foreign applicants. Most banks require an annual income of $60,000 for foreigners here …
To those who are more financially conservative, they may frown upon the use of credit card and see it as an evil that tempts one towards over-spending and debt. It is indeed a double-edged sword – master it and a credit card can give you endless benefits in terms of accruing air miles and cash …
Finding the Best Student Credit Cards One of the requirements of applying for a credit card is a minimum income requirement and as a student we know this is out of your reach. While we understand the logic is to ensure applicants are able to pay their credit card bills and to avoid default, there …
A credit card is indeed a double-edged sword, and those who do not know it well may totally shun it. However, the wise control them instead of be controlled by the card. Credit card rewards and privileges are the main attraction for consumers to sign up for cards. If you know you are going to spend the money anyway, why not use a credit card to pay and enjoy the perks that comes with it?
Things You Should Know About The American Express® Singapore Airlines KrisFlyer Gold Credit Card The American Express Singapore Airlines KrisFlyer Gold Credit Card is the ideal card for anyone on a mission to earn air miles to reach their dream destination, but it also comes with a few hidden secrets! As most people know the key …