Choosing The Right Investment Property To Purchase
When it comes to buying am investment property, there is a difference between buying a property for your own occupation compared to buying an investment property.
personal finance
Should You Use Your Credit Cards When Travelling?
Should You Use Your Credit Cards When Travelling? There is no definite answer as to whether you should or should not use your credit cards when travelling. Of course, there are both pros and cons to using credit cards abroad. Here is a list of pros and cons to help you decide when and whether …
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Fine Prints Of 6 Common Financial Products You Should Be Aware Of
Fine Prints Of 6 Common Financial Products There’s a reason why consumers can be quite cautious when buying financial products. Most of it has to do with the jargon surrounding these products, as well as pages and pages of fine prints that most of us simply can’t be bothered to read. Yet, we know that …
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The Hidden Costs of Home Ownership
The Hidden Costs of Home Ownership Looking to invest in a new property now that the real estate market is declining? While it can be a good time to look at buying a new home, it’s crucial that you’ve got all that fits to ensure that you can pay for it. Other than working out …
What To Do When You Can’t Afford your Mortgage
What to Do When You Can’t Afford your Mortgage With interest rates increasing and an uncertain economy and jobs outlook, paying a hefty mortgage can take its toll on our finances. While the idea of home-ownership is deeply ingrained in our psyche, paying thousands of dollars for our home mortgage per month can cut deep …
The Great Singapore Sale 2016 – Credit Cards Promotions
The Great Singapore Sale 2016 – Credit Cards Deals The annual Great Singapore Sale (GSS) is back, and this time, it’s bigger and better! For a start, the sale event of the year has been extended to 10 weeks this time round, ending on Sunday, 14 August so as to coincide with some key activities …
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A Poor Credit Score Can Hurt You More Than You Think
A Poor Credit Score Can Hurt You More Than You Think Most of us may not even think about our credit score until we face a rejection for a loan application. For those of us who have been reckless with payments, delaying payment of bills or perhaps cancelling a credit card while there are still …
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10 Money Hacks To Help You Save Loads When Travelling
10 Money Hacks To Help You Save When Travelling Most of us are aware that we often spend more than we need to when travelling, but what many of us aren’t completely aware of are the significant amounts we can save and where these savings can come from. Travelling doesn’t always have to bust a …
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The Financial Downside of Freelance Work That No One Talks About
The Financial Downside of Freelance Work That No One Talks About In recent years, with the advent of internet and growth of start-up companies, we are witnessing a change in the job landscape. More and more employers are open to utilising freelancers for full-time work, which provides benefits for both sides. Such work has indeed …
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Live The High Life In Singapore – On The Cheap
Live The High Life In Singapore Have you ever thought about how the rich live? Is the world of taitais and rich folks who splurge without battling an eyelid a mystery to you? While we may never get to live a life of luxury, there are ways to pamper yourself once in awhile that doesn’t …
Financial Milestones Singaporeans Should Set For Themselves
Singaporean Financial Milestones Being one of the top financial hubs in Asia, it is surprising that Singaporeans are not in the top 3 ranking in terms of financial literacy in the region. Other than budgeting challenges and managing unsecured debt, retirement also ranks as one of the top concerns as the population moves towards a rapidly …
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Tricks Moneylenders Use To Charge You More Fees – Beware!
Tricks Moneylenders Use To Charge You More Fees Late last year, we wrote an article about whether you should consider taking up a loan from a licensed moneylender, given that new rules by the authorities have set a cap to the interest chargeable. Before the new rules, licensed moneylenders in Singapore can charge between 13 to …
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Do You Own Too Many Credit Cards?
Do You Own Too Many Credit Cards? Open up your wallet now and count – how many credit cards do you have in it? If you have more than three, it is very likely you are underutilising your cards. While credit cards are not a new innovation, it is surprising how many Singaporeans have problems …
Seven Things To Do With Your Finances
Seven Finance Tips to Enjoy 2016 A new year is upon us and with it comes the desire to do better than the previous year. We all make New Year’s resolutions for all aspects of our life – health, work-life balance, relationship goals – and our finances should be part of that as well. If you’ve …
Personal Loan or Renovation Loan?
Choosing between a Personal Loan & Renovation Loan Renovating your home can be a worthwhile investment, especially if you are looking for a way to increase the value of your home or sprucing it up for rental. However, home renovations seldom come cheap and often cost between $30,000 to $50,000, depending on the extent …
How to finance your wedding?
Should You Use a Personal Loan? If you are preparing for a wedding in Singapore, some searching around the internet will tell you that to have a conventional Singaporean wedding here is not cheap at all. The number stands at an average of $30,000 to $50,000, depending on how lavish your tastes are and how …
Better manage your finances in 2015!
Its time to plan your personal finance in 2015! New year, New Finance resolutions, take care of your credit card, loans and personal debt in 2015
Singapore’s escalating debts
Singapore household debt-to-income ratio has also edged up from 1.9 times in 2008 to 2.3 times in 2013.
Read this before getting a personal loan
When should you get a loan and what should you consider when comparing personal loans in Singapore
Singapore named world’s most expensive city
Singapore is named the most expensive city, so its worth getting you personal finances in order, being smart when it comes to credit cards and loans is now even more important!